subject: Enjoy One-stop Shopping And Superior Service From An Independent Insurance Agency [print this page] Most people have multiple insurance needs: automobile, home, life, health, and perhaps a boat, motorcycle, or RV as well. Shopping around for the best coverage at the most competitive rates is a time-consuming chore and it requires a detailed understanding of the many products available to make an informed decision. There are website now that can quickly offer quotes from a number of companies, but they can't provide the comprehensive information or analysis you need to be assured of the best coverage to meet your individual requirements. That demands significantly more research.
It can pay big benefits to periodically examine current policies and compare existing coverage and costs with comparable products available from other companies. Insurance is a very competitive market with companies continuously offering attractive new products and rates to capture new business. An informed consumer can often save a bundle in premiums for the same, or even improved, coverage and services.
An independent insurance agent can save you a lot of time, and potentially a lot of money, with one-stop insurance shopping. Independent insurance agencies represent and sell the products of a number of reputable companies, unlike brand insurance agents who only represent a single company. Offering the choice of different companies and products, along with expert guidance, an independent agent can quickly and effectively do that informed shopping for you to refer you to the best policies for your needs.
The insurance industry is complex with many factors considered in the quoting of rates. Different companies employ varying parameters when pricing and discounting that can deviate considerably between companies for the same person. An independent insurance agent knows what questions to ask to determine your specific needs and circumstances that may qualify for discounted rates or preferred pricing with an individual company that may not be offered by another. It is also possible that one company offers a value added service at no additional charge that may have particular importance in your circumstances, such as free roadside assistance or legal services. This comparative service is unavailable from a brand insurance agent who will simply push you towards his or her company's products.
One of the greatest advantages of utilizing the services of an independent insurance agent is having a single number to call if there's a need, when all of your various insurance policies are handled by a single agent. Your agent knows you, is part of your community, and has a vested interest in your satisfaction. That relationship is as important to the agent as it is to you, so you will always get the personal attention and service you want and deserve.
by: Art Gib
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