subject: Laptops Loans: Get Attracted With Portability Feature [print this page] Right from a day one, laptops are warmly welcomed by the prospective users across the world as they are backed with advanced technology and techniques. From then, till now, achievement in the sale of laptops is really unbelievable! The advantage of portability attracted the most to the business and corporate class. To tune-up with the need of professionals, businessmen, avid players, students, etc the laptop manufactures are offering the upgraded version from time to time. This advanced computing technology has made a person always available even when he or she is traveling, computing, at home or office. The amount incurred on buying a laptop is higher than a computer. Considering various segment of the users in mind, laptops loans are designed accordingly.
The borrowers with bad credit score can also avail easy finance as there are several options available in the market. Therefore, the borrowers with bad credit tags such as CCJs, IVAs, defaults, arrears, bankruptcy and late payments can avail laptops with easy financing options. Just like other personal loans, laptop loans are backed with varied features such as:
* Feasible rate of interest
* Cheap financing
* Fast approval
* Policies to improve poor or bad credit status
The borrower can find the brand and model of his choice or requirement. There are many brands available in the market who offers laptops to the users. Some of the well-known brands are Dell, Compaq, Acer, Toshiba, Sony, HP and so on. The price tags may differ, so it is necessary to check it before applying for the loan.
The banks and financial institutions offer good amount to the users regardless of secured and unsecured category. Depending upon the repaying capability and requirement, the borrowers can enjoy easy and flexible terms. In the secured category, the borrowers have to place some valuable collateral ranging from 5000 and 75,000 for a feasible period of 10-25 years. The rate of interest charged on these secured laptops is lower as lender is secured against the payment. In comparison, loan without collateral ranges from 1,000 to 25,000 with short period of time say 6 months-10 years of repayment term. Unsecured loan category is well suited for those users who do not have or do not want to pledge their collateral against the loan amount.
by: thomas traint
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