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One analogy is fixed costs + variable costs = total costs similar to debt + equity = assetsThis analogy is partly motivated because (for a given amount of debt), debt servicing is a fixed cost. This leads to two measures of operating leverage:Master...more
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Insurance is a necessary acquisition for any business, representing an agreement between the company and the customer that the insurance company will provide reimbursement for specific types of financial loss against a specified fee the customer will...more
Business owners really need insurance to protect their investments and valuable assets, especially if it is a small business, because there are numerous factors that can ruin the enterprise and turn all of your efforts into nothing overnight....more