This investment perspective comes straight from the rooms in banks that are filled with the proverbial bean counters known as underwriters that are making the lives of hard money lenders very easy and very profitable. It's clear that the banks are running out of money, good decisions and good excuses for denying loans to businesses, property investors, and individuals. It seems that we have reached the lunatic fringe in that even a person with...more
Howard Brodsky set out to conquer the carpet world. Dan Bleier just wanted to save his family-owned business. But both cherished their independent status in a retail chain, "big box" business world. Now, each realizes success through a purchasing cooperative.The pair spent almost eight months reviewing different business models, disqualifying one after another. Then they looked at cooperatives. Brodsky and Bleier are founders of two of the...more
Most IT jobs consist of doing work in a constantly reoccurring cycle: define, design, create, test, deploy, repeat. When we get our first IT job or when we jump onto a new program, this can all seem so very new and exciting. However, once we reach the fourth or fifth cycle, it all starts to see the same. We also start to ask the BIG question: why am I doing this and does anyone really care?Ultimately this is THE BIG question. I know that I have grown bored with my IT jobs once they seemed to be repeating themselves. An interesting point to understand here is that just when I became most valuable to my employer, I was no longer interested in doing the job. If you've got a team working for you, this is going to be a big problem for you too.There are two ways to deal with this type of "IT job cycle" burnout that actually work. The first is to have a manager who is a real leader. The phrase that we always used was "I'd crawl over broken glass for him." These folks are very rare, but you'd recognize them by the fanatical loyalty that they create in their teams. The few times that I've had such a boss, I really felt that he "had my back" and I worked hard to make sure that "I had his...more
Corporate frauds undermine organizational effectiveness. Understanding the root causes of corporate frauds and dealing with them is critical to advancing organizational effectiveness and corporate integrity. Understanding corporate frauds is more than skin deep. It's truly a matter of understanding the heart.The ScourgeFrauds and financial...more
Magical but Simple Do-It-At-Home VirtuesMost of the "blockages" to success are originated in cosmic imbalance that slows down the process of attracting abundance or financial prosperity. Learn how to induce your own "Good Luck" combining two magical ingredients and performing simple actions."Good luck" is known as the magical combination between...more
Trading As A BusinessTrading in the financial markets, whether it be the Stock Market; the Commodities Market; the Futures Market; the Forex Market; or even the Options Market; is taking big risks on your hard-earned money.You have to treat trading as a serious business whether you are trading full-time or part-time if you are ever going to succeed and hold on to your profits in the long run.Yes, you heard me right. You have to plan and manage it like a brick and mortar business. There is no other way to succeed in trading or speculations if you are not going to give the due respect that Mr. Market deserves. If you don't respect the Market, the market will not give you the reciprocal respect, in terms of taking money out of the markets and hold on to them.Once you have this proper mindset, we can move on to other important components that make up your trading business.Trading PlanThe first thing you need to do before you start a business is to have a Business Plan. In this case, it is called a Trading Plan.Now, this is the place to set your Goals that you want to achieve. Be as specific as possible while being not to easily or impossible to achieve. Set yourself a goal that is...more
Are some customers better than others? Of course they are. So how do you attract the customers you want and deflect or discourage those who would do better elsewhere? First, know your customers. Which ones are making your business successful? Which...more
Credit cards are considered to overpass gap between requirements and contentment, disquiet for purchasing and smile for escalating capability of procure even with inadequate cash in hand. Since these synthetic cards came to market, they have allured...more
Many kinds of loans are available to the Non-Resident Purchasers in France. Some of them are: French Fixed Interest Rate Loans The interest rate is fixed at the starting of the loan for the duration of mortgage period of 5 to 25 years. The positive...more
Demand Planning is a dynamic process. The goal is to provide a realistic prediction of sales of the upcoming months enabling the supply chain to procure raw and packing materials that will produce the right mix of finished products, at the right...more
Most companies use Material Requirement Planning (MRP) software or an MRP module of an ERP to plan and manage the purchasing and scheduling of materials based on a demand plan or forecast. It is time phased and can manage large numbers of materials...more
There's a lot of talk going around about stimulus packages being offered to stimulate the economy, with all the promises and hopes of the economy coming back to its norm, there's one aspect that the people of power are overlooking, the real estate...more