Author: Don TateJanuary is when everyone creates plans for making the next year better than the one before it. Each year, goals like dropping a few pounds, quitting smoking, and getting a new job top the lists. Another type of resolution that we frequently see are those pertaining to your finances. Whether it is making more money, putting more money in the bank, or both, people usually want to have more purchasing power in the upcoming year.In...more
You avail loans which in turns provide finances to fructify your needs. But repaying the loans availed is quite a different entity. If somehow you fail to repay the debts, they you are tagged with poor credit. This tag creates a lot of obstacles which makes your life a bit difficult. Now, with the introduction of poor credit loan, you can emerge unscathed in spite of the hurdles.A poor credit loans is a specialized financial help meant for those...more
One frustration all risk managers experience is being brought into the contract process when it is too late to reduce the risk. Only yesterday, I was asked to review a contract for the acquisition of health equipment. When I sent my recommendations back to our contract negotiator I was told "But it's too late - we already told the supplier that the draft they approved was the final version." The best time to negotiate contract terms and conditions is before the contract is signed!Contract law is complicated, involving numerous federal, state and municipal laws (not to mention internal policies, procedures and protocols!) that apply different conditions depending upon the type and cost of the item under consideration. Terms in the tender document or request for proposal are the starting point for most acquisition processes. The language of the tender or RFP is critical to successfully achieving a satisfactory relationship with the supplier of goods or services. The terms of the tender document, with the terms of the successful bidder's response, are substantially the terms that will be included in the final contract. Procurement officers need to know the extent of negotiating...more
Author: Kasan GroupeIs the New Year a wake up call for you to get your act together and start doing all you can to save money? It’s time to really think about what you need. Do you really need all those expensive Mercedes Benz Parts on your vehicle? Do you really need to drive your car to work? Have you ever considered riding a bike for...more
Your business plan is typically the first impression potential lenders of investors get about your business idea. Even with a great product, team, and customers, and you are unable to convey to properly convey your image, it could be the last impression if your plan has some of the following, common mistakes.Lenders and investors review hundreds...more
Having your own business can be exciting but daunting. You will need to know exactly what it is that you are familiar with, what you want to do, and how you are going to make your interests start earning you money. This can be exciting if you already have some knowledge of how to run a business, but for the first-time businessperson, putting up a business, managing a small staff, developing and testing products, advertising or marketing them, and finding a way to innovate constantly can be difficult, not to mention costly. If you are thinking of earning money through selling, perhaps you can start training yourself for the marketing portion by going into the best direct sales programs that you can find.In direct sales marketing, you are the buyer of the goods and the seller: people can come directly to you to buy the things that they want, and because you can set a price on your goods, you earn income from their purchases. In a variant of direct sales, you buy the products from a main seller and place a price on them; when people buy the products from you, you get commissions; and when you can recruit these people to be part of your network, then the people that they recruit and...more
In any business, the wider the network the better. Reaching as many people as possible is perhaps the most fundamental requirement that every business must be able to fulfil to continuously be successful. However, what concerns business owners in...more
No one perhaps would not be interested in generating supplemental income. As the demands in life increase, the more people are encouraged to actually earn more. Fortunately, there are several ways to do this. In fact, with heightened resourcefulness,...more
If you would ask, what is a residual income? Residual income is when you get paid over again because you made something but just for once. Like when you are an author, a director, a song writer or a prodigy. They pay you with the things you made that...more
Business opportunity reviews are the sought after pages of an online marketer. Almost all of them are trying to figure out whatís the best way to improve their online business. One thing to do is to read a lot of online reviews. There are indeed...more
The editors of SEMA News were reminded of the classic Miller Lite "tastes great/less filling" debate when, at a recent SEMA Business Technology Committee meeting, a similar discussion broke out about the benefits of implementing supply-chain...more
Debt is a four-letter word to many people. It's a major source of stress for an ever-increasing number of consumers. But unless you're independently wealthy, debt is usually a necessity if you want to make a major purchase such as a home or an...more