Whether you realize it or not you may be giving your auction visitors a reason not to buy your product or service. And it could be just the smallest of issues that will cause them to think twice about purchasing from your auction. As explained in my book eBay Marketing Wholesale Source Pak you must remove these obstacles from your auction sales page so your visitors will become bidders. Below you will find some obstacles and how you can solved...more
Permanent insurance such as Whole Life, Universal Life, Equity Indexed Universal Life and Variable Universal Life is regularly promoted as the perfect retirement vehicle or the new way to build wealth. This week I will expose the fallacies of those arguments. First of all, I believe that the need for life insurance should be met in the most economical way possible. With universal insurance, where life insurance is combined with investing, you end...more
So your dream of having a successful business have perished (for now at least). You’ve made the difficult decision to close your doors for good, as your losses have mounted, month after month. After much soul searching, you have conferred with business partners, advisors, and your family, finally reaching the conclusion that the current version of your business is a far cry from what you imagined it would be. Bottom line: It just ain’t worth it any more. Unfortunately, closing your doors is only one small part of this process. When you took that business loan to finance your business, you signed a personal guaranty. That guaranty states unequivocally that you will personally repay the loan in the event that the business cannot. Of course, that business was your sole source of income, so there is no way you can continue to make payments on it. So now what? Once the business is closed, and all the business assets are sold, it’s time to think about settling your debt. In the present economy, more than ever , banks are willing to settle outstanding debt. Why? Because it costs money to sue you. It costs money to sic a collection agent on you. It costs money to...more
Working in a traditional office may be exciting for some people, especially for those who can avail of flexible time and still earn big bucks from their office jobs. But this is not the case for most people who have had enough of daily commuting, minimum wage rates and the horrible Bundy clock. Most people I know would give anything so they can...more
Preparing for the Medical Coding Certification Exam is a very difficult task. It takes a tremendous amount of time reviewing material and preparing to answer questions within the time constraints of the exam (five hours). Your time must be allocated properly or you will never get it done.Testing for the exam is done through the American Academy of...more
ICD-10-CM is the much anticipated diagnosis code revision to ICD-9-CM. ICD-10 has been in place throughout most of the world for morbidity and mortality statistics since 1994. It has been a requirement for reporting mortality in the United States since 1999. ICD-10-CM contains approximately 68,000 codes.Numerous studies have indicated that it will take about six months for medical coders and healthcare providers develop a level of proficiency with the system. This highlights the need for advanced training to make sure that the transition goes smooth.Some of the differences between the two systems are ICD-9 diagnosis codes consist of 3-5 numeric characters representing illnesses and conditions; alpha-numeric E codes describing external causes of injuries, poisonings, and adverse effects; and V codes describe factors influencing health status and contact with health services.ICD-10-CM diagnosis codes consist of 3-7 characters; first character is alpha; characters 2-7 are alpha or numeric and always at least 3 characters plus the use of a decimal after 3 characters. The coding system has the capacity for new diseases like SARS and WNV to be included. It will also have the flexibility...more
If you are in financial trouble and can't find a way out one of the first options people resort to is bankruptcy. Sometimes this is the right decision and some times it is not. It all depends on what your goals are going into the bankruptcy.If your...more
What is True Success, and how can YOU Achieve it?Hi there, My name is Rich Railtion, Author of Joining Forces: 5 Steps to Strengthening your relationships whilst pursuing your dreams.Today we are going to take a look at what True Success really means...more
A steel building may be designed in such a way so to more easily adapt to the type of floor plan you need. The steel buildings of today are state-of-the-art and feature clear span frames that need no support columns. This type of frame can create an...more
1. Not taking it seriouslyTransforming your home in a rental or buying a Miami rental property is a business; hence, you must take it seriously. Casual checks every now and them wont cut it. In fact, if you fail to treat your rental as a business,...more
Why call themThe first advice experts will give you when your home in the city is facing a Fort Lauderdale foreclosure is to contact your lender. But there are instances when talking to your lender doesnt help. This is especially true if your bank...more
For years I have seen small business owners struggle to grow their business. Most business owners think that they need lot of money to market and grow their business to next level. I agree that it takes money to advertise and hire a sales team but I...more