These tips, based on experience over the last seven years, should help to avoid some of the potential pitfalls. 1. Make use of the various tools provided on eBay to ascertain the target price of items you are interested in. A simple way to do this is to 'search' for completed items. 2. Always check that there are no hidden costs associated with your potential bargain. These may include unspecified postage costs, or PayPal fees chargeable to the...more
Just because you’re in business doesn’t necessarily mean you are making money. You know that as well as anyone. You should be commended that you are staying in business and have survived the tests of the first year and perhaps even the first three-years. Now that you have come so far you are wondering to yourself will I go up or will I sink back down? Will I take my company to new heights and expand my business or will I...more
Over the years, because many of my students approach me with questions about careers in Investment Banking, I've written down a few stock answers. Here are my notes:An investment banker is someone who works or is connected with an investment house. Such investment houses or companies are often called investment houses, brokerage houses, underwriters, or simply investment banks. Many investment bankers are employees, but others may function as agents or independent contractors.Most investment bankers who are sales representatives (stock brokers) are licensed individuals and must pass a background investigation and several exams to obtain the required licenses. Having satisfied the requirements, the candidates become "registered representatives," and may then buy and sell securities through the organized markets.The body that supervises both investment banks and registered representatives is the NASD (National Association of Securities Dealers).Investment banks raise money for the Government, institutions, individuals worldwide, and public corporations by arranging the sale of securities (stocks, bonds, and derivatives) to the public in the primary market. After an initial public...more
Whether you realize it or not you may be giving your auction visitors a reason not to buy your product or service. And it could be just the smallest of issues that will cause them to think twice about purchasing from your auction. As explained in my book eBay Marketing Wholesale Source Pak you must remove these obstacles from your auction sales...more
Permanent insurance such as Whole Life, Universal Life, Equity Indexed Universal Life and Variable Universal Life is regularly promoted as the perfect retirement vehicle or the new way to build wealth. This week I will expose the fallacies of those arguments. First of all, I believe that the need for life insurance should be met in the most...more
So your dream of having a successful business have perished (for now at least). You’ve made the difficult decision to close your doors for good, as your losses have mounted, month after month. After much soul searching, you have conferred with business partners, advisors, and your family, finally reaching the conclusion that the current version of your business is a far cry from what you imagined it would be. Bottom line: It just ain’t worth it any more. Unfortunately, closing your doors is only one small part of this process. When you took that business loan to finance your business, you signed a personal guaranty. That guaranty states unequivocally that you will personally repay the loan in the event that the business cannot. Of course, that business was your sole source of income, so there is no way you can continue to make payments on it. So now what? Once the business is closed, and all the business assets are sold, it’s time to think about settling your debt. In the present economy, more than ever , banks are willing to settle outstanding debt. Why? Because it costs money to sue you. It costs money to sic a collection agent on you. It costs money to...more
Working in a traditional office may be exciting for some people, especially for those who can avail of flexible time and still earn big bucks from their office jobs. But this is not the case for most people who have had enough of daily commuting,...more
Preparing for the Medical Coding Certification Exam is a very difficult task. It takes a tremendous amount of time reviewing material and preparing to answer questions within the time constraints of the exam (five hours). Your time must be allocated...more
ICD-10-CM is the much anticipated diagnosis code revision to ICD-9-CM. ICD-10 has been in place throughout most of the world for morbidity and mortality statistics since 1994. It has been a requirement for reporting mortality in the United States...more
If you are in financial trouble and can't find a way out one of the first options people resort to is bankruptcy. Sometimes this is the right decision and some times it is not. It all depends on what your goals are going into the bankruptcy.If your...more
What is True Success, and how can YOU Achieve it?Hi there, My name is Rich Railtion, Author of Joining Forces: 5 Steps to Strengthening your relationships whilst pursuing your dreams.Today we are going to take a look at what True Success really means...more
A steel building may be designed in such a way so to more easily adapt to the type of floor plan you need. The steel buildings of today are state-of-the-art and feature clear span frames that need no support columns. This type of frame can create an...more