Over the years, because many of my students approach me with questions about careers in Investment Banking, I've written down a few stock answers. Here are my notes:An investment banker is someone who works or is connected with an investment house. Such investment houses or companies are often called investment houses, brokerage houses, underwriters, or simply investment banks. Many investment bankers are employees, but others may function as...more
Whether you realize it or not you may be giving your auction visitors a reason not to buy your product or service. And it could be just the smallest of issues that will cause them to think twice about purchasing from your auction. As explained in my book eBay Marketing Wholesale Source Pak you must remove these obstacles from your auction sales page so your visitors will become bidders. Below you will find some obstacles and how you can solved...more
Permanent insurance such as Whole Life, Universal Life, Equity Indexed Universal Life and Variable Universal Life is regularly promoted as the perfect retirement vehicle or the new way to build wealth. This week I will expose the fallacies of those arguments. First of all, I believe that the need for life insurance should be met in the most economical way possible. With universal insurance, where life insurance is combined with investing, you end up paying too much for the insurance while earning too little on the investment. It is the worst of both worlds. Term insurance allows you to purchase the life insurance you need at a lower cost, while giving you the flexibility and control over your investments. Universal policies unnecessarily lock you in. You are committed to paying a high annual premium. For instance, the annual premium on one million dollars of universal life for a healthy, 45 year old non smoking male is around $8,000. That is $8,000 each year for the rest of his life. On the other hand, the annual premium for one million dollars of 20 year term insurance is about $1400. That is a difference of $6,600 each year. With universal insurance, most of that additional...more
So your dream of having a successful business have perished (for now at least). You’ve made the difficult decision to close your doors for good, as your losses have mounted, month after month. After much soul searching, you have conferred with business partners, advisors, and your family, finally reaching the conclusion that the...more
Working in a traditional office may be exciting for some people, especially for those who can avail of flexible time and still earn big bucks from their office jobs. But this is not the case for most people who have had enough of daily commuting, minimum wage rates and the horrible Bundy clock. Most people I know would give anything so they can...more
Preparing for the Medical Coding Certification Exam is a very difficult task. It takes a tremendous amount of time reviewing material and preparing to answer questions within the time constraints of the exam (five hours). Your time must be allocated properly or you will never get it done.Testing for the exam is done through the American Academy of Professional Coders. If you are preparing for this certification exam and would like some help visit www.medicalcodingpro.com (it's free!). Once you pass the exam and are certified you are now considered a professional coder.The benefits of certification are many, including higher pay, greater flexibility (working at home) and expanded upward mobility in the medical community. Another perquisite is the prestige that a career in the medical field carries. People that work in the medical profession are held in very high esteem in our society.The demand for medical coders and billers has grown rapidly over the last several years. This growth is due in part to the monetary payoff that awaits medical businesses that employ highly proficient coders. The estimates on the amount of money lost due to incorrect coding are nothing short of...more
ICD-10-CM is the much anticipated diagnosis code revision to ICD-9-CM. ICD-10 has been in place throughout most of the world for morbidity and mortality statistics since 1994. It has been a requirement for reporting mortality in the United States...more
If you are in financial trouble and can't find a way out one of the first options people resort to is bankruptcy. Sometimes this is the right decision and some times it is not. It all depends on what your goals are going into the bankruptcy.If your...more
What is True Success, and how can YOU Achieve it?Hi there, My name is Rich Railtion, Author of Joining Forces: 5 Steps to Strengthening your relationships whilst pursuing your dreams.Today we are going to take a look at what True Success really means...more
A steel building may be designed in such a way so to more easily adapt to the type of floor plan you need. The steel buildings of today are state-of-the-art and feature clear span frames that need no support columns. This type of frame can create an...more
1. Not taking it seriouslyTransforming your home in a rental or buying a Miami rental property is a business; hence, you must take it seriously. Casual checks every now and them wont cut it. In fact, if you fail to treat your rental as a business,...more
Why call themThe first advice experts will give you when your home in the city is facing a Fort Lauderdale foreclosure is to contact your lender. But there are instances when talking to your lender doesnt help. This is especially true if your bank...more