Consumer Debt is the Worst Kind of Debt The recent tough financial times have made us go through all kinds of financial turbulences and the same has forced us to seek help and support from various debt management plans offered by debt settlement companies. However, here we would discuss about the worst kind of debt which undoubtedly is the consumer debt which gets accumulated by maxing out one's credit cards and other types of...more
Why iPad 2 Is Not Worth of Purchase Although finally iPad 2 met us, many of us might feel disappoint about this latest tablet PC from Apple. In comparison to iPad, iPad 2 is not worth of purchase.Reason 1: iPad 3 will be released in the near future.All the clues show that iPad 2 only have some small changes in design comparing to iPad, for example, its sizes are smaller and it adds a camera. However, its screen has no change....more
Come Out of Debt Related Myths Summary:Debt management experts help you come out of your debt related myths. Have you ever noticed, the moment you declare your debt problems, you will be bombarded with the self-imposed suggestions and tips from friends and relatives. Some of the tips are so contradictory that at times it becomes tough to decide which one to try. But now debt management experts have clarified the possible myths related to debt problems. Here are some most talked about myths and its actual facts discussed as follows.If you are bankrupt, you will lose your property Most people fear of losing their property if they are declared bankrupt. Part of the fact is true, but property occupancy is always the last resort of bankruptcy process. Debt management solutions suggest some other potential alternatives like IVA or official receivers claim where your home loan is protected. Through equity claim you will be able to protect your property. you can't sell your property after bankruptcyOnce you are declared bankrupt your trustee will have the final authority to decide the financial matter of your property. Many people even hide their property as they fear their...more
Why purchase clear polymer keyrings? Tiny advertising Finances This holiday season? Empty keyrings might be the response!Having a modest advertising budget for your enterprise or occurrence doesn't necessarily mean make-do with inexpensive pamphlets published from a desktop printer. For just a small cost you can cure potential...more
Federal Grants Are Available For Clearing Off Debts Most Americans do not know or do not believe that federal grants for individuals are available for clearing off debts incurred because of specific reasons. Yet, the government has vast amounts of dollars reserved for debt settlement grants for people that actually have extreme...more
How to Stop Collection Calls on Debt Owed by an Ex-Spouse The financial aftermath of a divorce can be nearly as upsetting as the emotional, especially when it comes to debt. Collection calls and letters for debts owed or to be paid by the ex-spouse are routinely made by the collection industry. Even when couples have agreed on who pays the financial obligations of the marriage, debt collectors have a way of stepping over these agreements by contacting the non-paying spouse to demand payment or to harass until payment is received from any source. What do you do when you are getting collection calls for bills to be paid by your ex-spouse?The first step is to determine if you are legally responsible for the debt. If you signed a contract or other obligation such as an auto loan, credit card, cell phone service, utilities, etc. your name will remain on the contract until the debt is paid, unless it is revised by the creditor. This means that you are legally obligated to pay regardless of the terms of the divorce, unless the creditor has agreed in writing to remove you from the account. If the ex-spouse does not pay the debt they have become responsible for, your...more
Debt Settlement – It Is Not Easy To Settle Your Debt On Your Own When opting for debt settlement, the first question that comes to your mind is whether to undertake the negotiations yourself or to hire a debt settlement...more
How to Get Out of IRS Debt The Internal Revenue Service (IRS) estimates that 290 billion dollars went unreported last tax season. Not all taxpayers who underreport their incomes are, in fact, tax cheats. The IRS freely admits that the...more
Honesty Pays When It Comes To Admitting Heavy Debt Burdens The very first thing that anyone should do when they are in financial difficulties is to be honest about the situation. Hiding the truth from themselves as well as others only...more
Scottish individuals in debt resorting to drastic action to pull themselves out of debt misery A report by the House of Commons Transport Committee has warned that there is a higher number of ‘stage car accidents' in recent years....more
Find your debtors and recoup your outstanding payments Recouping outstanding debts can be a very difficult process. The problem could be caused by individuals who are unable or unwilling to meet their payments and wish to remain under...more
Are you recovering debts efficiently? In the context of an unbalanced economy, where you don't know what to expect at the end of the day, when the transition from high purchasing power and available sources of credit to insolvency...more