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The inevitable is fast approaching, as you are anxiously waiting for D Day. D Day is when your house is about to be foreclosed on and you have nowhere to go. Foreclosure seems to be the only solution due to your escalating debts and your inability to repay them. You are getting helpless and hopeless and cannot find ways to reverse the bad things...more
Lots of people who are having debt problems are being bullied into repaying money to their creditors. The Fair Debt Collection Act is designed to help stop this treatment of individuals who owe money. The Act created by the federal trade commission is used to ensure that certain rules are followed and it also enables the consumer to sue any debt...more
Owe money to the bank, bills getting way too high to handle, borrowed off friends who now want to repaid? Any of this sound familiar? If so, you are wrapped in a debt chain, and this article will give you some pointers as to break the chain and become debt-free. All it takes is a firm commitment to change your habits.Debt is defined as something, normally monetary, that we owe somebody else. It doesn't always have to mean money, but in this article, we will focus on financial debt.One of the best ways to reduce financial debt is to consolidate bills. If you have two or three cell phones all on different plans, put them all onto the one plan and take the savings. Pick the best plan for your needs and put everything under it.Same thing for TV - if you're not using all those extra channels you are paying for - why are you paying for them? Don't take the car out for a drive to the corner store and back, it burns more gas to go 1 mile than it does to go 5 because of the start and stop process in the engine. With gas prices so high now, it pays you money to be more efficient and sensible.Shop for groceries and buy in bulk, you'll save more money in the long run because you will be able...more
Debt is a four-letter word we all want to avoid. However, the cost of living alone is so demanding that debt follows us wherever we go. We have to pay bills, pay for clothing, food, gasoline, taxes, rent, mortgage, car payments, college, etc, that...more
When paying back debt, a little strategy goes a long way. It can literally save you hundreds, even thousands of dollars in interest charges. And the best part is that the best, most effective strategy is so easy to follow. List Your Debt. Make a list...more
Purchasing a diamond is perhaps one of the most important decisions you'll make in your life. If you're a man, you're probably buying the sparkler as a promise of your genuine and eternal love for your bride-to-be. If you're a woman buying one for...more
There are quite a lot of occasions on which gifting a diamond ring would be the best thing to do. Engagements and weddings are the times when diamond rings are particularly popular. However, if you have a lower budget then you might want to stick to...more
Have the constant phone calls, letters, emails and even personal visits from debt collectors fed you up? Acquiring so much bad debt can be very exhausting and stressful due to the fact that these collectors will always find ways to locate you and...more
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