The phone keeps ringing but youre unwilling to pick up. Theres someone at the door but you dont want to open. Nervous to check your mailbox for it may be another legal notice. A debt is a burden that no one wants to carry, yet it remains on your shoulder disturbing your mental peace. The only way out is to opt for debt settlement. It is system of debt negotiation between the creditor and the debtor so that both parties get what they want. But...more
5 Major debt resources that help you manage your debts Debt resources help you by educating you about how you can handle your personal finance better. It is very important to understand how money works; this helps you to manage your money well and also to pay off your debts with ease. Some of the useful debt resources are as follows.1. Federal Trade Commission: The Federal Trade Commission is a consumer protection agency. It works towards...more
College costs are on the rise and show no signs of slowing their climb. According to the College Board's "Trends in College Pricing" the average annual cost for in-state tuition ranges from $17,336 for public institutions to a whopping $35,374 for private universities. Adding insult to injury, college expenses are typically paid with after-tax dollars, which means that if you're in the 28 percent tax bracket, you need to make $24,075 to pay a public institution's $17,336 tuition.With numbers like these, many parents are on the verge of panic about college. They've watched their education savings vanish in our nation's battered economy and, as scholarships and grants dwindle, they find themselves struggling to figure out a way to pay for college. In this pressure-filled environment, most families end up taking on unhealthy levels of debt - debt that can take years to pay off. Despite the bad news, the good news is that families can still play the college financial aid game and win if they employ some smart strategies. 10 Ways Parents Can Cut College Costs Now For Their Senior High School Student1. Apply early in your senior year which means apply now! Colleges go under extreme...more
Let's face reality. Today's current economic situation is not very good. Times are tough for people all over, and, for a great many people, money is particularly tight right now. This article contains several tips that are designed to help you improve your personal financial situation. If you want to learn to make your money work for you, keep...more
Georgia Hope scholarship is a merit based higher educational scholarship for the residents of Georgia, who wish to go to college. You will be surprised to see that even the word 'Hope', in the name, stands for Helping Outstanding Pupils Educationally.Georgia Hope scholarship is a source of financial assistance for students who wish to continue...more
You might feel like it's impossible to fix your financial situation. However, improving your finances is like losing weight. If you make small changes one at a time, after a while, you'll begin to notice big changes. If you're facing financial problems, don't panic. Read this article to learn what to do to get your finances back on track.To save money on gas, make sure your tires are properly inflated. By keeping your tires full, your gas mileage improves by around 3.3 percent. By allowing all of your tires to drop just 1 pound per square inch in pressure, it could decrease your gas mileage by almost half a percent.Most companies no longer feel a responsibility to provide a comfortable retirement for their workers, so it is up to you to plan for your own future. With life expectancies increasing, covering the cost of retirement is more expensive than ever. Saving for your retirement years should be an essential part of your budget.Look for ways to diversify your income. If having a full-time job is not enough to support your family, there is a number of ways you could earn more money. Start your own online business, buy and sell valuable objects, start trading on the stock market...more
Improving your personal financial situation is something that everyone needs to be aware of. Although it can be daunting, dealing with your personal finances is much easier to do if you are equipped with the right advice. This article contains a...more
In these hard financial times, even for those of us lucky enough to be gainfully employed keeping your finances straight can be such a challenge. With the cost of everything from milk and eggs to gas rising, saving is near impossible. This article...more
Many individuals are filing for bankruptcy in the United States, and it's expected many more are likely to do so in the coming months. The economic crisis makes it difficult for Americans to earn a proper living, and bankruptcy lawyers are likely to...more
Taking care of your finances can be difficult and stressful. One way to make it a little easier is to be educated about financial matters. This article will give you some great tips on how to better manage your money.Although it can be a great deal,...more
Lots of people are having hardships with the way our economy is nowadays. Getting your finances in order can help you avoid disaster and prepare for your future. Use the following advice to get help if you're in this situation.A great way to get a...more
Managing your personal finances responsibly can seem difficult at times, but there are a few simple steps that you can take to make the process easier. Read this article to learn more about budgeting your money, so that you can pay off the necessary...more