Your Real Options If You're Drowning In Debt The vast majority of consumers will, at some time or another, find themselves in debt. Debt, in and of itself, is not a bad thing. Debt allows those who are not wealthy to purchase items that otherwise would be out of reach. Home and automobiles are two examples of items that might take years, if not a lifetime, to save enough to pay cash for. By using credit, which leads to debt, people...more
How To Purchase Exterior Shutters Putting in exterior shutters to a window is a fastand easy means to add vogue and aptitude to the surfaceof a home. Each historical and fashionable homes willprofit from the timeless accent of having exteriorshutters. Like all types of home enhancements,the standard and longevity of the exterior shuttersought to be evaluated before you create a purchase.The outside window shutters for your home areon the...more
Debt settlement consumer protection act - don't pay a dime until your debts settle This is a fact that where there is good, there is bad and when we talk about debt settlement companies, it is not wrong to say that all are not legitimate. With the start of debt settlement programs, many companies were inaugurated and started providing negotiation services with the financial institutions. The debt suffering people found it easy and they rushed towards these companies. All the companies were not legitimate and many of them were just established to earn profit. Many companies started fraudulent activities and started taking upfront charges. The purpose of these companies was to make profit not to provide any relief to consumers. These activities of companies ruined the trust of the people over debt settlement companies and once again the ratio of bankruptcy started to increase.The federal government realized the issue and it started making some changes for the consumer protection against thee fraudulent companies. The new law was introduced a few months back in which some changes were made regarding upfront fees. According to the new laws, a debt settlement company can not...more
Vision Shopsters: 2010 U.S. Chocolate Purchased Confections Manufacturing Industry Report The U.S Chocolate Purchased Confections Manufacturing Industry report, published annually by Barnes Reports, contains timely and accurate industry statistics, forecasts and demographics. The report features 2010 current and 2011 forecast estimates on...more
Leading Reasons To Purchase Scaffolding As An Alternative For Renting In this posting I will speak about why you should purchase scaffolding. For anyone who is at present doing tasks that require you to use scaffolding and you are needing to rent it or perhaps borrow it this article will help you to notice the advantages of buying it.First...more
Fighting Abusive Debt Collectors at the State Level When a debt collection agency steps over the line, the law most often used to combat the problem is the federal Fair Debt Collection Practices Act. The FDCPA enumerates the behaviors that are unacceptable - practices such as calling late at night or early in the morning, harassing consumers at their places of employment, and threatening people with arrest. The law is a good one, in that it provides consumers who have been victims of abusive debt collectors with an avenue of redress. According to the FDCPA, a consumer is entitled to up to $1,000 in damages, along with attorney fees, if the court finds that the collection agency has violated the law. Often, though, people are curious about state laws, and how states regulate debt collection practices. The truth is, most states don't have separate fair debt collection laws; they generally rely on the FDCPA to regulate debt collectors. A few states (such as California and Texas) have separate laws that in many ways mirror the federal law, but that can provide consumers with separate causes of action under state law. This means that, if you're harassed by debt collectors, your...more
Nigeria Sovereign Debt Rating: A "Junk Status" Could Prove Devastating For the Economy Charles MalizeNigeria's economy seems to give the impression of a nation that lacks direction and is swimming in circles. Nigeria's rating with...more
The A-Z Of Good Personal Finance We learnt how to add, subtract, multiply and divide, and even how to work out complicated trigonometry and calculus problems. We learnt about different chemicals and gases, the laws of Physics, and the secret...more
When it comes to one name which is making the most rounds amongst the footwear range are the fly London shoes, they are the name which come to everyones mind when it comes to talking about fashion lifestyle. The basic inspiration of these shoes comes...more
Debt Free & Wealthy is Best Time to discuss debt free solutions, but before we do let's try and understand how and why the average household is in danger of being strangled financially because of debt. The current state of the economy...more
The U.S. Takes One Giant Step Toward Monetizing The Debt While the average person finds more frustration than solace attempting to understand the actions of the Federal Government and its effects on the economy, I write this blog post to...more
Don't Be Overwhelmed: Learn to Settle Debts For Less Than What is Owed When your finances seem to have overtaken your life and you find yourself unable to make your payments each month, before you decide to declare bankruptcy you should...more