The Benefits of Debt Consolodation 'Credit card debt consolodation' seems to be the most talked-about term in the world of credit cards. It's true that credit cards have been very useful and convenient for us and we, in fact, treat the credit cards as a necessity. However, with every good you have evil too. In the world of credit cards, 'Credit card debt' is that evil and 'Credit card debt consolodation' is often regarded as a...more
The Top 5 Cities With the Highest Debt in the US As per the current reports from Experian, a leading credit rating agency, averagely Americans have an outstanding balance of more than $ 4200 on their credit cards like Visa, MasterCard, American Express and Discover card. This figure shows that the credit card debt average has gone down by at least 4% since the previous year. However, in certain cities the average card debt is much...more
What You Need to Do If Sued For a Bad Debt Credit card companies write off bad debt due to several reasons like time, cost and most importantly due to lack of resources. However as per the working procedure credit card companies even bundle up some of the accounts and send them forward to attorneys all over the country who further file law suit as a process of recovering debt. If your account is one of those accounts then how will you handle the situation? This article will highlight a few points which can help you under such circumstances.Filing an answer: In case you have received summon because of a complaint filed by an attorney of a credit card company then you will need to take steps. Summon will have a time line which will tell you how much time you have to file an answer. In such a case it is in best interest to hire a lawyer, however if your financial condition does not permit you so then you can file an answer yourself. You can also go ahead and file a counter claim on your own. For this you will need to contact the local clerk of court office and get a standard answer form. Then you will have to go through the complaint and respond to each complaint that...more
Three Fire Pit Set Purchase Factors A slight chill in the air is not a reason to abandon some quality time outdoors! The purchase of a fire pit set can provide just enough warmth to prolong your outdoor time. The pit can also be a great excuse for weenie roasts, s'mores nights and other fun times gathered around the glow of the...more
Unsecured Debt - How to Avoid Paying Back Unsecured Debt and Get a Settlement If you have credit card debt, I am sure that you want to seek debt relief. After all, who wants to keep living with debt collectors hassling you almost everyday? If you are ready to get out of debt and gain control of your personal finances once again, you...more
Freehold Purchase Made Easy The first and perhaps the most important aspect of freehold purchase (often referred to as enfranchisement) and how you can make it a smooth transaction is to have a paper trail for all aspects of the enfranchisement process. This means that you need to ensure that all the different stages of the enfranchisement process, right up to the point where the freehold purchase is brought about, are documented. This merely makes sure that everything can be demonstrated to have been agreed. Not documenting agreements and decisions can be dangerous, when things get stressful and tempers fray disagreements arise and not having things documented means it is harder to resolve problems. If they are documented then there is evidence as to what was actually agreed!It is also important to appoint both a specialist solicitor and surveyor ie professionals who really know all about freehold purchase. The more specialist knowledge you have on side the simpler the enfranchisement process will become. This cannot be over emphasised. Although the temptation is to take out the cheapest legal advice this is not always the most sensible decision, think of the future...more
Coat Tree Stand: A Great Purchase The coat tree stand comes in a variety of designs and apart from offering huge amounts of utilities to hang clothes or store numerous things, it is also a wonderful item to give a touch of household...more
Shielded Circle Is Debt Resolution That Works Consumer credit statistics today tell a story of why the search is on for debt relief. Average credit card debt per household in the US is at just under $16,000. Interest rates are...more
Unsecured Debt Settlements - Why Unsecured Debt Can Be Reduced Unsecured debt has become the debt category which is most picked by consumers and the category of debt which leads many towards bankruptcy. As a matter of fact, over...more
How A Debt Settlement Program Works When one is over their head in debt and there are creditors pounding on the door, it often comes to the point where any solution sounds good. Reading about, and hearing, advertisements on...more
Debt Settlement - Where to Look For Ideal Debt Reduction Solutions Debt settlement is one of those options which you should avail as soon as you enter into a severe liability problem. You must get over these debt troubles so that you...more
Debt Settlement Companies - How Does Debt Settlement Really Work? Debt settlement companies are the most prominent companies in the American society these days. The sudden fame it has acquired has many reasons, mostly due to the...more