You can either go for settlement or request a new payment structure which you can afford. The FTC has received much more than 8,000 complaints from buyers about credit score counselors, many concerning higher or hidden fees and the inability to opt out of so-called "voluntary" contributions. If you discover these terms agreeable, please sign the attached letter of agreement and return a copy to me. The Much better Business Bureau also reports...more
To eliminate debt faster than by just making minimum payments, build a debt worksheet to help you prioritize payments. This is also known as the "debt snowball" or "debt pyramid" program. You list your debts, put them in priority order, then start paying off according to your new plan, and watch the balances disappear! Using this program can help you pay off all debts in three to five years, no matter how large your debt is. Using a standard...more
How to Get Out of Debt in 2010 By: Anokwu Chimankpa About the Author (ArticlesBase SC #2886196) Article Source: http://www.articlesbase.com/ - How to Get Out of Debt in 2010 more
Are you interested in going on a hiking trip? Whether you want your hiking trip to last one day or last as long as one week, you will need to bring along multiple pieces of hiking gear and other hiking supplies. If this is your first time buying gear and other supplies to take with you on a hiking trip, you may be unsure as to where you can...more
Being in debt can be stressful and make it harder to concentrate on your work, life, and loved ones. With the economy the way it is you will find it hard to get yourself out of debt without help. If you have a large mortgage, credit card debt, or bills that are piling up then you need to find a debt consolidation company to help you find a way to...more
Between credit cards, mortgages, and unexpected bills it is easy to get trapped in debt. Paying the minimum payments may seem like it is the easiest solution, allowing you to spend your money elsewhere, but with interest rates you will end up paying 2 to 4 times as much as you actually spent. To avoid wasting your time and money you should get help from a company that specializes in debt reduction.There is no shame in getting help, especially when it will allow you to avoid bankruptcy and save you tens of thousands of dollars over the course of your life. These companies have the ability to negotiate with banks to consolidate your debt into a single loan, which will make it easier for you to track how much you owe while providing you with a chance to get a lower interest rate. Most companies offer a wide variety of debt solutions to help you find the one that fits your needs.However, not every company is reliable and some will try to take advantage of your desperation in order to turn a quick profit for themselves. This happens when companies sell your debt to a lender in exchange for a percentage cut, usually 10 to 15, from every payment you make. Other companies will charge you a...more
In a world where unforeseen expenses and misfortune can cause you to incur large amounts of debt in a short period of time it is difficult to keep yourself debt free. Whether it is a credit card, mortgage, medical bills, or some other bill that is...more
Managed Accounts Share Trading Notification – WPL Purchase By: Hayden Kerr About the Author William Shaw is a boutique investment manager which specialises in offering Managed Accounts to private individuals, Self Managed...more
In a world where foreclosure is common place, and people are constantly having to declare bankruptcy, unsecured debt is a liability that can cause inordinate amounts of strain on your well-being. Between credit cards, mortgages, and unexpected...more
In a world where the economy is unstable, and everyone is worried about unemployment and pay cuts, unforeseen expenses can force you to rely on credit cards and personal loans to cover your bills. Once you are in debt is very difficult to get out of,...more
With the economy fluctuating constantly it can be quite difficult to stay on top of your expenses without having to rely on personal loans, mortgages, and credit cards. The possibilities for incurring debt are numerous, and each one presents a new...more
It is hard in today's economy to keep yourself out of debt. If you have taken a pay cut, or lost your job, then you may have had to rely on personal loans or credit cards to cover your living expenses for a period of time. This debt is unsecured and...more