Debt Settlement Protection Act - Your Debt Doesn't Settle, You Don't Pay If you think that you will not be able to find a legitimate debt relief firm and you will get cheated, there is a reason to think so. The sudden boost in the demand for debt settlement led to the growth of some shady firms in the industry which started cheating the consumers. These firms came up with fake but truly attractive promises which helped them to...more
Dealing with debt collectors is one thing the preponderance of people does not think is a standard part of their personal finance knowledge. Or how to deal with any other interactions you may come across in your financial business. It is vital you understand the attitude of the debt collectors you are dealing with. They have 'procured' your debt from your lender and their income comes from obtaining more than they spent back from you. Once you...more
Conventionally the Moms controlled the family budget planning. When you start your own budgeting, try copying the way your Mom controlled her personal finance budget. I assume she did handle the family budget; it is the most typical arrangement. So, how did she do it? Could you emulate her? Or can you adjust her method to your own special situation? In general she would have used at least some of these -Lists - whether on paper, on your cell phone, or on your personal digital assistant (PDA), will help you keep focused on what you must get, and in effect, keep track of what you buy. A traditional example is your customary shopping trip. Before starting, plan out the full weeks menu and work out what food items and resources you must buy. Then, make a list of other household items that youve run out of or are eventually going to run out of before you can make your next trip to the grocery. Armed with this information, you can go do your shopping and know exactly where to go and what youre going to purchase. Without these lists, you will walk idly along aisles, and will likely pick up various food items that you wont likely need in the immediate future, or already have at home. If...more
An economic crisis is the time to be conservative, right? Warren Buffett, the celebrated investment expert, has said you should be conservative when others are being reckless and you should be enthusiastic when others are being conservative.In such a scenario, when people are just trying to stay ahead of the race and when they are simply praying...more
Debt CounselingSome people cannot seem to get out of debt. As soon as they paid off one debt, they incurred another one. It is a vicious cycle and for some its an addiction. It is very easy to get into debt but extremely hard to get out of. Debt counseling is a necessary step for many people to start with and its composed of several parts. The...more
Obama Administration is All Set to Pay Off Your Debt Still worried about paying your debt? Here is the solution. The government has planned and launched several ways of grants to help you, to get relived from debts. The amount of debt c can be anything varying from single dollar to millions, depending on various issues. The organizations which help you can be Regional Management or any Federation. Basis of Applying-one must be specific while making the request and for what kind of grant he/she is looking for. The money is not given effortlessly while the cause has to be genuine.However the maximum amount is invested in education sector. How- Surfing internet may be helpful for you as you can easily get the information on various links and databases providing grants, which can help you to know what kind of grant you can apply for. To apply for grants an application has to be filled in formal way, which is easily available by FASA(free application for federal student aid). You just need to log on in FASA website wherein you can fill your application online and submit it. However the other way is to fill the application on paper and mailing it. The later is too ambiguous,...more
Obama's Stimulus Package - Free Your Debt From Free Govt. Money Many of you might be stressed on how to remove your debt which is so much that it seems impossible for you to pay off and home equity loans or personal loans won't help you...more
Daytime TV is the worst culprit for giving people the idea that debt consolidation and trouble free finances are only a phone call away, but things aren't as simple as that. Becoming debt free requires work and it isn't something that will happen...more
In earlier years it was a big problem to spot the best place to purchase car parts, but now you have an ultimate solution for your problem. You will be no more in any kind of inconvenience, for now you will be getting all the new and used parts in...more
The monthly bills can be really overwhelming when you are going through a difficult financial period. A common solution to reduce the monthly obligations would be to consolidate debt, yet, this could be really challenging. In order to cover the...more
Finding legal or genuine debt elimination companies has become an issue recently due to the mind boggling amount of scams recorded every single day. The main gain resulting from the implication of debt elimination companies in the consumers' finances...more
Credit card debt can really put a damper on your financial status that you often resort to any technique needed to get out of the bind. On top of that, legal complications could get in the way and thats the least you want to happen with an increasing...more