Social Security was created as a wealth building tool by providing savings for retirement. It was supposed to help us supplement our income as we reach retirement age by paying us back after having paid into the system for so many years.Now that the Baby Boomers are retiring, we see that the system has enormous issues that cannot be fixed in the short term and the long-term outlook is bleak. For the first time in 30 years, we...more
People on benefits depend on the UK government for financial support. These are the people who suffer from physical or mental disabilities. Sometimes, the financial support provided by the government may not be enough to meet the expenses of these people. Loans for people on benefits are specially designed to provide full financial support to these people at the time of emergencies. So these people can meet their urgent and inevitable needs like...more
We have heard for decades how Washington will make Social Security live up to its name as a permanent tool for wealth building for Americans as they approach their golden years. Are such promises realistic, when you consider wealth building for your retirement? With all its good intentions, it seems that the Social Security system has been built on wrong assumptions and premises that will inevitably lead to its collapse. Now in its 75th year, we can see that this Government program for wealth building is in serious trouble. We have to ask ourselves: Is Social Security already bankrupt?When the Baby Boomers joined the workforce, it was a great injection of productive activity into the economy. It easily supported those who were already on Social Security. There were 16 workers for every retiree -- meaning that there was plenty of money flowing into the system to sustain the older generation.All that has changed. Today, about two workers pay for the benefits of every one retiree. Although Congress has tinkered with the system over the years by raising taxes and the retirement age, this ratio puts the credibility of the entire system into question....more
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Interest rates have been one of the major factors behind the out of proportion growth of banks. Since the recession hit in late 2008, things have never been the same again. A lot of measures ranging from the great Stimulus package to the cost cutting...more
Bank of Montreal headquarters is located in Toronto, Canada. It was founded in the city of Montreal. It is almost 200 years old making it the oldest bank in this country. It is also the Canada's fourth largest bank based on its...more
A person willing to buy a new property, in this case a new home, is referred to as a new buyer. He/she has to be very careful because he/she has only very little knowledge in this respect. Even the occurrence of a small mistake may make the new buyer...more
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Do you know fixed rate private student loan consolidation can help you fix challenges like searching for a way to make student loans convenient? And searching for a very low payment along side a very low interest rate? Yes, indeed it...more