I have noticed more and more that the closing date in the real estate purchase contract is getting harder and harder to keep as a firm date. This is not due to anything the buyers or sellers have done or not done or anything the buyers agents or listing agents may have done or not done, almost 100% of the time, it is due to the actions (mostly inactions) of the mortgage lenders.I have discussed this with other agents and even with the closing...more
Sometimes loan originators and real estate agents forget to tell their buying clients that there are certain things to do and especially NOT to do to ensure their loan process is successful, without any delays.As a real estate broker, I see self-inflicted problems arise during the loan process that cause delays resulting in missed closing dates, re-scheduling of moving trucks, hotel stays, missed rate lock-in dates, additional fees, etc. When...more
There are certain things that you feel that you must never speak of to any one, and these things are like terrible evils that can never be talked about with any other human being. These are private matters that you want to keep buried down deep inside yourselfThis very private matter is actually the fact that you have too much debt, and very too many separate debts in credit cards, etc.You feel really ashamed and want to tell not one soul, and consider debt to be a matter that you must deal with yourself. This is not the sort of things that you feel like sharing with all and sundryThe debt has accumulated in this way as you lost your well paid job during the recession, a thing that you have in common with many others. After being without a job for a few months you did find another position but the salary is 35% less, and this all coupled with the months tht you were without work have left you truly struggling financially.There are many in the same financial boat as you are ,and just like you many even in your place at work or even at your neighbours are all finding finance difficult these daysChoosing to face up to debt only makes the debt increase, as interest and service charges...more
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This is the question that I hear more often than not as it relates to bank owned properties. I've personally had REO properties listed that have literally gotten 20+ offers submitted by perspective buyers. This article hopefully will explain the process of getting a bank owned property to the market, sold and closed. Depending on the...more
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These days, a college education is one of the best ways to get a high-paying job and further your career. But with the skyrocketing cost of higher education, many students have to take out student loans to pay for college.By the time...more