While people are still young, they dream of having the American Dream - their own home with the white picket fence, with the kids running around and the dogs playing with them; a home where they can comfortably retire to in the future. Unfortunately, the American Dream may come crashing down these trying times. With the recession hitting the world by storm, retirement became a figment of the mind for some; and to the very few who can still enjoy...more
Some senior citizens think retirement is the end of their lives; that when they reach that age of maturity, they are of no use to the society, even to their families and they are just waiting for their time. But what they need to realize is that it is just the beginning of a new one for them. It is freedom. Freedom to do what they want to do, and freedom to achieve the things they have not achieved in the early part of their lives.As their loved...more
Maybe you know someone, a friend or family member, who was forced back to work after retirement by poor retirement planning or the recent economic collapse? It's unfortunate, but it can happen to anyone who doesn't properly plan for their retirement. You have many options available to you when planning your retirement, one of which is the option of a retirement annuity.A retirement annuity works much like a typical insurance policy. With many insurance policies, you pay your premium for a specified amount of time, and once the insured event occurs the policy will pay out the benefit agreed in the contract. A retirement annuity works much like that, except instead of death or an injury, the insured event is the day you retire.The benefit can depend upon a variety of factors including the length of time you pay the premium, how much you pay, as well as the amount of the down payment. Obviously, the more you pay in, the more it pays out. There's also the risk factor. Retirement annuities are available in general risk levels - none, moderate and high. With no risk, the money you pay simply goes into an interest bearing account and the company's profit comes from the interest. Your...more
Any time in your life is a good time to start thinking about your retirement, especially with the recent state of the economy and the worries over Social Security. Many companies that used to provide very nice retirement packages have scaled them back or done away with them altogether. Many factors affect this, from population growth to economic...more
The President's Economic Recovery Advisory Board, led by Paul Volcker, has gotten high marks for their efforts to solve problems with the country's complex retirement system. The group has issued an official plan to simplify the presentation of retirement incentives and encourage workers to save up for retirement. Their proposals have also garnered...more
If you have been charged of committing a crime like misdemeanour, felony, or driving under the influence, the most important thing to do is to prepare for the next schedule of your hearing. By this time, you should start contacting and seeking help from a good and quality Dallas criminal lawyer or a Dallas DWI lawyer in particular. You should choose a lawyer who has a strong background in criminal defence law. Among the important criteria that you have to keep in mind is how trustworthy the lawyer is. Ask yourself if you can trust him or her with the most confidential information you have. So how do you know if you can trust a certain lawyer? The following legal tips can help you discern who will really defend your rights or who can reduce your charges to lessen the penalties toward you.You should choose a Dallas criminal lawyer who has an in-depth understanding of criminal law. Regardless if your case will be settled through a plea bargain or for a trial in court, you have to hire a Dallas DWI lawyer who has ample experience in defending the accused of criminal cases. A good Dallas criminal lawyer will provide you with all the alternatives to getting other options that can lead...more
As soon as you have put all your finances in order, your next aim should be settle where you would be spending the rest of your retirement years. Although many retirees usually opt to stay where they already are, there some who prefer to move to an...more
They say change is the only permanent thing in this world. So people have to keep up with the changing times. Even retirement home developers have to keep up with the fast-paced way of living. Retirement communities have evolved greatly compared to...more
Although many people seemed determined to stay in their own homes even after their retirement years, when the question of who would take care of them when they start suffering from a debilitating illness comes, they would usually have second doubts...more
If you are pressed with criminal charges, whether acts of misdemeanor or driving under the influence, the first thing you have to do is to hire a lawyer. Hiring a Dallas DWI lawyer is not as hard as it seems. However, you have to know the specific...more
San Diego tax administration for business and transient occupancy tax is a function of the City Treasurer. The City of San Diego assesses a business tax on any business that operates within the city limits. All businesses, including home-based,...more
An enjoyable retirement is something that we all want to have once we finish work. One pivotal facet which impacts your retirement is the level of income you can draw from an annuity.An annuity is something the majority of us don't consider until we...more