Oftentimes, people think of retirement as something that they can put off until the last minute. In truth, however, planning for your retirement is something that you should pay particular attention to now. As early as now, you have to check whether you would be able to sustain the lifestyle that you have even after you have retired. To do this, you have to make sure that you invest your money wisely.It is also a good thing to plan where you...more
According to a study made in 2005, around 57% of the retirees during that year look back on the years before they had retired and wished they had done more planning. This is one of the reasons why most financial planners recommend that, as early as now, you have to make sure that you start planning for your future. There is no need to wait five years before you retire as, by that time, you would not have enough money to build your financial...more
During my professional career I have not found a period of negative growth and volatility as the one we are living through now. America is the greatest country in the world and we are strong enough, with the right leadership, to fix any calamity we may face. Our favorite past-times may be baseball and apple pie, but right behind those two is pointing out who to blame in a crisis. I thought I would throw my two cents in on who to blame for losses in your retirement portfolio. I came up with ten, I am sure we can find more. Here are the people or entities to blame (what is an entity?):1. The Housing Bubble. Its real simple if you build too many houses, and then you have too few buyers, there will be a collapse in the real estate market. Couple that with too lenient of a money supply by the government, and government policy to force banks to lend money to people who cant afford it, and that will destroy a market. If you get a zero down, no doc loan, you have no skin in the game. That creates moral hazard, a person can more easily walk away from something they are not personally invested in. If you invested in homes, or the value of your home dropped, then so did your...more
Before investing in property, there are some fundamental principles of which potential investors should be aware. Following these guidelines and putting these principles into practice will help investors make a profit from their investment property. Investors that have made a lucrative career buying investment properties understand these real...more
As the number of foreigners coming to Thailand increases, the volume of demand for legal assistance to secure a Thailand Visa, to buy Thailand property, or to start a business in Thailand incessantly grows everyday. Therefore the services of a good Bangkok Lawyer are extremely needed.Apart from Thai immigration and visa issues there are other legal...more
After being devastated by the tsunami that hit it in December 2004, the island of Phuket in Thailand went through a relentless restoration process. A construction boom then followed and many new hotels, apartments and houses were built. Very soon it was like the tsunami never even happened. The Thais did such a terrific job that by July 2005, Phuket was voted by Fortune Magazine as one of the World's Top 5 retirement destinations. Foreigners by the thousands are lured by the tropical weather and the beautiful Phuket beach with many of them even deciding to stay for good. Aside from retirees many foreign investors have also chosen to establish their businesses in Phuket. With this development, the demand for legal services in Phuket has increased significantly. Foreign retirees need the professional expertise of lawyers in dealing with visa and immigration requirements and in the acquisition of property and real estate; while investors hire lawyers for visa and work permits and company registration in Thailand. If you are an expatriate in search of a good lawyer in Phuket to handle your legal concerns, it is imperative that you get an experienced one who specializes in...more
4 among the 9 accepted precious metals are also regarded as investment commodities. Of those four, gold stands out as the hottest. Investing in gold is really a way of protecting in contrast to crises that could possibly be brought about through...more
The Standard & Poor's 500 is an index of 500 of the most widely held stocks - leading companies from all sectors of the economy - chosen for their market size, liquidity, and industry group representation.By 1896, The Wall Street Journal was...more
There are many advisors that make retirement planning far too difficult and try to confuse clients with their technical knowledge rather than offer straightforward advice to make a wise investment plan. The best Sydney financial planners believe...more
Isn't it difficult to keep pace with the stress of the modern life? Well, the modern day stress can lead to serious repercussions as far as the health of the employees is concerned and the effect can be witnessed in the rising number of disability...more
Another day, another defence of 'no win no fee' from me.This time the (admittedly quite entertaining) article that has jumped on the bandwagon comes from blogger Lee Boyce on ThisisMoney.com and is entitled, 'The Harassment of No Win No Fee...more
How can you ensure a great retirement for yourself? Just invest in tax lien certificates. Not only does the United States government ensure a hefty profit for you, but you can earn it in only 1 to 5 years time. Just learn the ins and outs of the...more