There are a variety of reasons one may want to buy a retirement annuity. These products are insurance policies, with the insurable event being your retirement. Upon your retirement, your policy will annuitize, and you will receive monthly payments as per your contract. What can a retirement annuity do for you?Peace of MindWith economic times being what they are, everyone is a little on edge about their financial future. An obvious and...more
The retirement annuity is a product of the economic today climate. The unfortunate result the economy today is that record numbers of our retirees are coming out of retirement and going back to work. It is unfortunate that those who have spent decades working and earned their golden years of relaxation are being forced to return to the workforce. All too often, those seniors have to take jobs below their experience due to corporate desire to...more
One of the newest products in the retirement market is called a retirement annuity. These relatively new products are designed to supplement your existing retirement accounts such as your traditional IRA, 401(k) and Social Security benefits. Some people need products like these because their retirement account are either insufficient to support their lifestyle or they want to have the extra padding in case of unforeseen circumstances. There are many different things that can happen that can cause a well-planned retirement plan into one that just will not handle the bills anymore. Among these unforeseen circumstances are bad investments, family emergencies, natural disasters or as so many people around the world are seeing right now, economic disasters such as the recent collapse. No one saw it coming, but it left many people out in the cold financially.So, what is a retirement annuity, and how can you benefit from it? A retirement annuity is an insurance product, and functions like most other insurance products. You will pay your premiums, and once the insured event occurs, your benefit from your policy will pay out. In the case of an annuity, that benefit is a monthly paycheck....more
The retirement annuity is the product of our current economic times. In recent years we have seen retirees returning to the workforce in numbers never before seen. Obviously, this is because their retirement accounts did not quite live up to their entire retirement. Part of this is because we are living longer these days, and it is becoming harder...more
It has been a tough year for many practices thanks to the economic challenges. However if you have remained profitable this year (and I hope you have), you're presumably going to own a tax liability early next year. One approach to considerably reduce your follow's income taxes is to speculate in any promoting tools your follow will need before the...more
Many people are wondering what a retirement annuity is. In these tough economic times, many of us are unsure about whether or not we have enough to retire. We have contributed to our IRAs, to our 401(k) accounts and we have worked and put money into our Social Security accounts. Still, we do not know whether or not our accounts will be able to carry us through our retirements.This is to be expected. Lately we have seen many people coming out of retirement because they cannot make it on just their traditional retirement accounts. There are many reasons for this. Some thought they had saved enough money only to find that they had been wrong. The economy has taken its toll on everyone, and some of us have children who have been financially hurt or wiped out by the economy. In the time of need of a child, the parent will always do what they can to help and that has brought people out of retirement. As it has become apparent that our retirement solutions may no longer be cutting it, new retirement products have begun to spring up. One of those options is called the retirement annuity. A retirement annuity is an insurance product designed to supplement (or perhaps even be the anchor) of...more
The Role Played by a good Divorce Lawyer Once you have taken the painful decision to seek the help of law against the person who was your beloved husband or wife just a few years ago, you cannot afford to make mistakes. With law, you need to...more
When we are planning for our retirement, a fairly new option that we have to consider is called a retirement annuity. This is an insurance product which is designed to supplement your currently existing retirement plans, such as your IRA, 401(k),...more
A retirement annuity is essentially an insurance policy for your retirement. Like other insurance policies it is designed so that you pay a premium until the insured event occurs. In the case of a retirement annuity, the insured event is your...more
A retirement annuity may be the answer to our questions about our retirement. In recent years, we have seen very bad things happen in our economy. These things have led to our doubting our retirement accounts; and with good reason. Over the past...more
One of the newest products designed to aid people in their retirement is a product called the retirement annuity. A retirement annuity is an insurance product, designed to compliment your existing retirement plans. The product is designed as an...more
A retirement annuity is an insurance product that is used, generally, to fund your retirement. Like life insurance, the policy insures a specific occurrence in your life. In the case of a retirement annuity, that even will be your retirement. You can...more