Retirement Investment What is the most scary things about retirement, knowing for sure you don't have any idea what if there is no pension fund , health care plans sucks, and most worst is you do not have any idea how to run small business, because your brain are soaked for many years by wrong paradigm telling you what to do in this live, obedient to your superior management organizations will make your life smooth, in fact actually not...more
You might start hearing a lot about an insurance product called a retirement annuity soon, or you may already be hearing about it. This is only to be expected with the current economic climate in the country. The reason that things like retirement annuities and other retirement products are being introduced is to help people to properly plan for their retirements. In recent years, a variety of circumstances have forced our retirees out of...more
There are a variety of reasons one may want to buy a retirement annuity. These products are insurance policies, with the insurable event being your retirement. Upon your retirement, your policy will annuitize, and you will receive monthly payments as per your contract. What can a retirement annuity do for you?Peace of MindWith economic times being what they are, everyone is a little on edge about their financial future. An obvious and understandable question is whether or not we have enough saved for our retirement; and if not, how can we fix that? Retirement annuities are designed to supplement your current retirement accounts, ensuring that you have enough to sustain your current lifestyle or just adding a little extra padding to ensure a comfort zone.Enjoy Your RetirementMost people have plans for their retirement. There are few among the people of the world who intend to do nothing for their entire retirement. We plan for traveling to places we could not go before, doing things we did not have the time for before, and even spending more time with a family we too often spent too much time apart from. If your traditional retirement accounts are just enough to keep you alive,...more
The retirement annuity is a product of the economic today climate. The unfortunate result the economy today is that record numbers of our retirees are coming out of retirement and going back to work. It is unfortunate that those who have spent decades working and earned their golden years of relaxation are being forced to return to the workforce....more
One of the newest products in the retirement market is called a retirement annuity. These relatively new products are designed to supplement your existing retirement accounts such as your traditional IRA, 401(k) and Social Security benefits. Some people need products like these because their retirement account are either insufficient to support...more
The retirement annuity is the product of our current economic times. In recent years we have seen retirees returning to the workforce in numbers never before seen. Obviously, this is because their retirement accounts did not quite live up to their entire retirement. Part of this is because we are living longer these days, and it is becoming harder to sustain our lifestyles on the retirements that we save up. That is not completely true anymore. These days, we know we are living longer than we used to so we are starting to plan accordingly. Extenuating circumstances have crawled in and made it even harder to save the money we need because there are always things coming up.A few examples: Perhaps we chose to invest, in the hope of creating more money for ourselves and therefore living an even better life. Real estate and quite a few sure shot investments have failed recently, and with them taken huge chunks of our savings, forcing many people to return to the workforce after retirement. The tough economic times have led to some children needing help, and what parent can deny their children the help they need? None of us expected it to last this long, however, but it did. Our children...more
It has been a tough year for many practices thanks to the economic challenges. However if you have remained profitable this year (and I hope you have), you're presumably going to own a tax liability early next year. One approach to considerably...more
Many people are wondering what a retirement annuity is. In these tough economic times, many of us are unsure about whether or not we have enough to retire. We have contributed to our IRAs, to our 401(k) accounts and we have worked and put money into...more
The Role Played by a good Divorce Lawyer Once you have taken the painful decision to seek the help of law against the person who was your beloved husband or wife just a few years ago, you cannot afford to make mistakes. With law, you need to...more
When we are planning for our retirement, a fairly new option that we have to consider is called a retirement annuity. This is an insurance product which is designed to supplement your currently existing retirement plans, such as your IRA, 401(k),...more
A retirement annuity is essentially an insurance policy for your retirement. Like other insurance policies it is designed so that you pay a premium until the insured event occurs. In the case of a retirement annuity, the insured event is your...more
A retirement annuity may be the answer to our questions about our retirement. In recent years, we have seen very bad things happen in our economy. These things have led to our doubting our retirement accounts; and with good reason. Over the past...more