Continuing Care Retirement Communities – The Third Choice for Seniors When it comes to living arrangements in our golden years, most of us think of living at home, nursing homes or assisted living centers.But, happily, there is another fast growing option available to American seniors – the Continuing Care Retirement Community or "CCRC".A CCRC combines the services of an independent living retirement community with an assisted living...more
A lot of people who have some spare money lying around like to invest some of it into the stock market. It is very exciting making your own investment decisions and managing your own portfolio, but the trouble is that many inexperienced investors end up losing money. So why is this?Well the first reason is because they will often get their timing completely wrong. Successful investing is all down to buying low and selling high. You want to buy...more
Earning Money In Retirement - 2 Ideas To Try When I was told that you had to be young to be able to learn and absorb something new, I believed it, because it was my father speaking. I now know that it was very well meant, to encourage me to get my education while still young -- advice which I only partly heeded. However, it is just not true that you cannot take on new projects much later in life, so I will describe how some ideas, which might be new to you, can help develop some income, when your long term career is coming to an end -- or in fact has already done so.Making money in retirement can be natural and simple, for someone who has marketable skills and wishes to continue using them. It can be easy to find a way which fits in with a senior citizen's life style and so top-up your earning capacity.What about those of us who have no such abilities, or who simply do not wish to continue doing what we have done for the last 30 or 40 years? Many of us need or want to earn some extra money and I would like to show that there really are opportunities to do so, with the right information and some effort.I am suggesting learning to join the people who are using the internet to...more
When choosing a Mexico retirement community, some of the main motivations for Americans and Canadians include the warm weather, beautiful nature, colorful, friendly culture; but one of the top motivations remains the lower cost of retiring in Mexico. Online cost of living comparisons between living in Mexico and living in the U.S. or Canada help to...more
Earn Money After Retirement - A Quick Way To Start There are many reasons why many of us will want to continue earning money after retirement. It does not matter at all what these reasons are and the amounts which individuals wish to earn will probably vary greatly. No matter what the situation, it is useful to collect some ideas which may...more
Soon after DePuy Orthopaedics announced a recall of the ASR XL Acetabular System and the ASR Hip Resurfacing System, the company offered to pay for the related costs of testing and treatment. For some patients, this means having the status of the replacement ASR hip they received evaluated through tests that may include blood work, X-rays, and an MRI. For about 1 out of 8 patients, these tests will reveal a failing implant that needs to be replaced through a revision surgery.No matter what procedure(s) you must undergo, whether it be tests alone or tests and a second surgery, DePuy asks that you follow the companys claims process, which is outlined on its Web site. The steps of this process are as follows. First, after your doctor has confirmed you are an ASR recipient, you call DePuy to begin the claims process. Next, you will be contacted by a claims representative. This representative will send you a letter of payment authorization, an ASR claim number, and a medical authorization form (which you sign and return to DePuy). Then, upon visiting your orthopedic surgeon for testing and/or treatment, you provide him or her with the letter of payment authorization. Finally, you submit...more
What is the Time Limit for a Hip Replacement Lawyer to File a Lawsuit for Me? The answer to this question depends on several factors that can be very confusing and seem contradictory. This is one of the many reasons why anyone with a recalled...more
Every successful investor you know has real estate in his portfolio; it's a solid investment. What you'll need to become intimately familiar with is tax sale property and overages investing, and exactly how to go about getting it in the most...more
Questions to Ask Before Investing in Franchise Companies So you're thinking about purchasing a franchise, but don't know how to get started. Here are several questions to ask when evaluating potential investments.1. What does the FDD state?...more
In the old days, increasing retirement income was a bit of an afterthought that employees slaved away for a few decades, picked up the proverbial gold watch, and moved on to fund their retirements with pensions, CDs, and Treasury-backed securities....more
Near-retiree today faces many retirement challenges, one of which is the possibility of an inadequate nest egg. Retiring in ten years or less makes the concern even more significant, as there is a lot less time to accumulate more money from savings...more
Reinvesting your money in speculative investments and upping your portfolio risk is not always a dependable way to boost the efficiency of your retirement plans. What you should do to recoup investment losses and strengthen your nest egg is to...more