Unsecured loans are loans that are available to both homeowners and non-homeowners who meet the eligibility criteria specified by the lender. Unlike a secured loan, which is secured against the home, an unsecured loan is based on contract only, and this means that you need to have good credit to qualify for one of these loans, as the risk to the lender is higher than it would be with a secured loan. If you do not have decent credit then you may...more
If you are a homeowner in the UK you can enjoy the many benefits that come with homeowner loans. This type of loan provides an effective and affordable way to borrow money, and is available exclusively to homeowners. The reason why homeowner loans are only available to those with their own home is because they are secured against the home. The availability of homeowner loans means that those with their own home have far more choice and...more
Selling your home can be a gruelling and time consuming task, and the last thing that you want when you have decided to sell your home is to get a raw deal on the price or have it stagnate on the market because nobody is willing to make the purchase. Many people that decide to sell up make some common mistakes that can really hamper the chances of selling your property - or at least selling at the right price. Below you will find some valuable tips that could help you to sell your home more effectively or more quickly.1. Make sure you know the value of your home: Although estate agents may be a basic necessity to sell your home, they are - like any other business - in it for the money. Make sure that you do not rely on one agent's opinion of how much your home might be worth, as this may be an opinion based on getting the property to sell quickly. Instead, research the market, see how much similar properties in the same sort of area are worth, and get a number of valuations from different estate agents.2. Don't spend money on decorating: It is important to remember that different people have different tastes, and your idea of a great wallpaper or carpet may not be someone else's....more
Homeowners across the UK have been fortunate enough to see their equity levels rocket over recent years, with property values in the UK soaring and equity levels going through the roof. Since property prices and equity levels have risen many homeowners have realised that they can unlock the cash that is tied up in their property without having to...more
When it comes to borrowing money homeowners have a valuable added advantage over non-homeowners, and this is the ability to borrow against their home. In the past people have been a little nervous about secured loans simply because of their secured nature, but as equity levels have increased over recent years an increasing number of homeowners have...more
Over recent years homeowners in the UK have seen the value of their properties rocket, and this has resulted in many homeowners enjoying very high levels of equity in their homes. These high equity levels have benefited homeowners in a number of ways, and one is to provide far more flexibility and leverage when it comes to borrowing money for one of a wide range of purposes.Homeowner loans are designed to meet the needs of homeowners with some level of equity in their home, and as equity levels have continued to rise over recent years more and more people have been able to access these homeowner loans. These are secured loans, and enable consumers to borrow money secured against the equity in their homes, which means that if you want to borrow money you can enjoy affordable borrowing by unlocking the cash that is tied up in your property.Unlocking the cash in your property by opting for a homeowner loan is a very effective and affordable way of raising finance. You can use your homeowner loan for a wide range of purposes, and some popular uses for this type of finance include consolidation of debts, carrying out home improvements, paying for a once in a lifetime holiday, buying a...more
Many people with a number of high interest debts end up overstretching themselves each month when it comes to their finances. Repaying a range of expensive debts can quickly become a problem, causing hassle when it comes to managing your finances,...more
If you are looking to borrow money for one of a wide range of purposes there are a number of options open to you as a homeowner. If you have good credit then you will find that you are likely to be eligible for an unsecured loan or a secured...more
If you find that every month you are having trouble keeping up with various debt repayments, and that much of the money you pay out on debts each month tends to get swallowed up in interest, it may be time to reassess your financial situation in...more
If you are a homeowner and are looking to raise finance for one of a wide range of purposes you may find that a homeowner loan offers the perfect solution for your needs, enabling you to enjoy getting the finance that you need as well as enjoying...more
Homeowner loans have become increasingly popular over recent years, and one of the reasons for this is that many homeowners across the UK have seen their property values rise by a considerable amount. Homeowners loans are, as the name suggests, open...more
The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, and rising living costs all contributed towards the difficulties that many households have had to face over recent...more