Selling your home can be a gruelling and time consuming task, and the last thing that you want when you have decided to sell your home is to get a raw deal on the price or have it stagnate on the market because nobody is willing to make the purchase. Many people that decide to sell up make some common mistakes that can really hamper the chances of selling your property - or at least selling at the right price. Below you will find some valuable...more
Homeowners across the UK have been fortunate enough to see their equity levels rocket over recent years, with property values in the UK soaring and equity levels going through the roof. Since property prices and equity levels have risen many homeowners have realised that they can unlock the cash that is tied up in their property without having to sell up and move on in the form of a homeowner loan.Many homeowners have found that taking out a...more
When it comes to borrowing money homeowners have a valuable added advantage over non-homeowners, and this is the ability to borrow against their home. In the past people have been a little nervous about secured loans simply because of their secured nature, but as equity levels have increased over recent years an increasing number of homeowners have realised that a secured loan is actually a smart and effective way to borrow money for those that are lucky enough to have a property with equity in it.Although homeowners that have good credit ratings will usually find that they are able to take out an unsecured loan rather than a secured loan if they wish, there are actually many benefits to opt for the secured loan over the unsecured one. The fact that the loan is secured means that the lenders is able to offer better value and many secured lenders will also consider those with bad credit, whereas the doors of most unsecured lenders are closed in the face of anyone with bad credit.One of the main benefits of a secured loan is that the borrower is often able to take out a far larger loan than with an unsecured loan, although the amount that you can borrow will be determined by factors...more
Over recent years homeowners in the UK have seen the value of their properties rocket, and this has resulted in many homeowners enjoying very high levels of equity in their homes. These high equity levels have benefited homeowners in a number of ways, and one is to provide far more flexibility and leverage when it comes to borrowing money for one...more
Many people with a number of high interest debts end up overstretching themselves each month when it comes to their finances. Repaying a range of expensive debts can quickly become a problem, causing hassle when it comes to managing your finances, and more worryingly leaving you with little or no spare money each month - in fact, in some cases...more
If you are looking to borrow money for one of a wide range of purposes there are a number of options open to you as a homeowner. If you have good credit then you will find that you are likely to be eligible for an unsecured loan or a secured homeowner loan. If, on the other hand, you have poor credit you may find that your only option is a homeowner loan, as many lenders will not consider offering an unsecured loan to someone with bad credit.With a homeowner loan you can enjoy a range of benefits, in addition to being more likely to get one of these loans even if your credit history is damaged. You can look forward to competitive rates of interest, increased borrowing power based on your equity levels, and longer repayment periods that can help to keep your monthly repayments down. The good news is that you can use a homeowner loan for just about any purpose, so whatever your needs you will find that this type of loan is an effective and affordable solution to funding. There are many popular purposes for homeowner loans, and as equity levels in UK properties have risen over the course of the last few years more and more homeowners have turned to this type of finance to fund various...more
If you find that every month you are having trouble keeping up with various debt repayments, and that much of the money you pay out on debts each month tends to get swallowed up in interest, it may be time to reassess your financial situation in...more
If you are a homeowner and are looking to raise finance for one of a wide range of purposes you may find that a homeowner loan offers the perfect solution for your needs, enabling you to enjoy getting the finance that you need as well as enjoying...more
Homeowner loans have become increasingly popular over recent years, and one of the reasons for this is that many homeowners across the UK have seen their property values rise by a considerable amount. Homeowners loans are, as the name suggests, open...more
The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, and rising living costs all contributed towards the difficulties that many households have had to face over recent...more
Juggling a range of different debts and dealing with a variety of different creditors can really mess up some people's finances. When you have all sorts of payments going out on different dates, for differing amounts, and to different creditors,...more
Sometimes no matter how hard you try, you still cannot make ends meet. With today's economy, it is becoming more and more difficult for people all over to maintain possession of their homes. Repossession rates are at their highest right now for...more