Publicity is one of the most influential factors on people's decisions. If your product is well promoted, it does not mean it has the best quality. The product itself can be standard and will be used by people anyway. Debt negotiation is one of the most advertised services in the web. LOWER PAYMENT BY 45% - ENJOY A DEBT FREE LIFE IN LESS THAN 6 MONTHS and so on and so forth. Ads are everywhere on the net, and they focus in attracting possible...more
Debt negotiation is the process by which a company negotiates with a credit card company to get them to lower the amount that a consumer owes. A debt negotiation client may be able to reduce your debt by up to 50% and become debt free in 12 to 36 months, all while making a substantially lower monthly payment. When your monthly bills become too much for you to handle, it makes sense to use debt negotiation for solving debt and credit...more
Debt negotiation is a relatively new form of debt relief that is gaining popularity for its results in reducing credit card and consumer debt and because the process can also help homeowners avoid foreclosure by making home loan modifications more likely to be approved. There are two schools of thought on the subject; one that focuses on broken settlements, credit scores and direct negotiations while the other centers on the short and long term benefits of the practice. First, the arguments against debt negotiations:* Broken settlements A settlement can be broken by either the party executing the negotiation or the customer. True, there have been instances were companies didnt follow through on their promises to see the negotiation from beginning to end. The percentage of customers involved in those situations has been small and could have been prevented with some due diligence. Many companies have been drawn into the debt relief industry by the sheer numbers of borrowers and their escalating debt starting in the late 90s. What had started as debt counseling run by a few non-profits mushroomed into an industry populated with thousands of new and inexperienced companies offering...more
Debt negotiation is also sometimes known as debt settlement and is mostly meant for people who can't handle a debt consolidation program. A debt negotiation program is the best alternative for the debtors who is not able to make the minimum payments of debt consolidation plan or havent made any payment for the past three months. The major benefit...more
While the government under the Obama administration is putting emphasis on helping working mothers return to college, many people may not know exactly what Obama grants are. In truth, the federal programs gaining attention for helping mothers attend college are not new creations but rather they're improvements on existing government benefits. ...more
Having to take care of their families on their own, working single mothers have probably the toughest job of all. A wish or a goal for many moms that has to be put on hold in order to take care of other responsibilities, is higher education. President Obama, along with his new administration, however, is encouraging moms to make their education a priority. Obama scholarships are giving working mothers a great chance to improve their futures. While people of all ages are encouraged to seek higher education, Obama is urging working moms in particular with his Scholarships for Moms program. Building on The Scholarships for Moms program, is the federal government's abiding offer of Pell grants. Applied for through the Free Application for Federal Student Aid, or FAFSA, Pell grants are the most commonly applied for forms of aid for students going to college. To encourage more mothers to return to school, the Obama administration is making some changes now. The biggest incentive for the Scholarships for Moms program is the amount of money that is being offered. $4000 per student is the maximum amount awarded through Pell grants, but that amount is increased to $5,000 for...more
Author: Craig CalvinThe question is not whether Six Sigma Training can assist with the finance industry, but rather how it can affect the finance industry. Businesses and organizations within this sector can find Six Sigma Projects applicable to all...more
No doubt higher education is important, but there are often a number of obstacles that can hinder potential students from enrolling in college. At the top of this list, especially for single mothers, are family obligations and financial concerns. ...more
Author: Roy PrimmThe recession spending secrets of 2008 and 2009 will change in 2010. The radical consumers who are determined to not only survive but thrive have found a new set of rules for the recession of 2010. They’ve quickly found the old...more
Author: Roy PrimmThe recession continues to squeeze many people to the breaking point who have steady jobs, don’t even think about the estimated 1.5 million documented people who are looking for work and the other estimated 2million who stopped...more
Author: Roy PrimmRecession spending secrets continues as one of the favorite subjects of most consumers, you hear it discussed everywhere these days. For example, on television talk shows, radio call in shows, news documentaries and even school class...more
Author: Alfred HinesA beginner poker player, who is at the learning stage have more likelihood of making howlers, as the assumptions may go wrong in the early stage, but the power poker players are well-versed players, who knows all details in the...more