Educating yourself about investing is an ongoing process. If you're a new investor or need a review of trading procedures, pick up a book like The Buffet Report, The Way To Wealth and The Magic Story to Understanding Money and Investing, take a trip to stock market on the Web at http://www.2stocktrading.com.Educating yourself about investing is an ongoing process. If you're a new investor or need a review of trading procedures, pick up a book...more
As companies begin to explore the vast array of marketing tools, one word keeps popping up in conversation; call tracking. Call tracking allows marketers to understand how well their campaigns are performing by assigning multiple tracking numbers to different marketing avenues and observe the results on a single web based application. With detailed reports in real-time, you're marketing department will soundly come to conclusions from thorough...more
Investing in a recession is not as difficult as most people think. There really is no such thing as a recession-proof stock, but there are multiple ways to survive a rough patch in the stock market.During a recession, cyclically sensitive companies tend to perform poorly compared with those whose businesses are considered more defensive. Financials, retailers, technology, and energy are examples of sectors that get hit the hardest during a recession. Investors tend to unload shares of these cyclical industries faster than counter-cyclical stocks. Short selling is an option to ride cyclical stocks lower during a recession. Short selling involves borrowing a security with the intention of replacing it at a lower price in the future. Thus, a short seller profits when the price of a security falls. Short selling is not without risks (i.e. paying dividends, the possibility that the stock will rebound, etc.), but it is easy to see how profits can be made when asset prices are falling. Traders short stocks that are prone to decline in value during a recession. Defensive sectors - like consumer staples, utilities, and health care - tend to outperform cyclical stocks during bear markets....more
New Contribution LimitsThe Internal Revenue Service has announced the maximum contributions that people insured under a Health Savings Account (HSA) plan can make. The maximum amounts will increase, and the minimum deductible amounts will also increase.The maximum contribution that can be made to an HSA (the Health Savings Account that you have at...more
You might be finding it hard to pay your monthly mortgage because of the troubled economy, falling real estate values or changes in your personal finances or a combination of these. Whatever the cause of your financial difficulty, you need to investigate a loan modification. You might be so desperate you feel like grabbing on to whatever help you...more
Homeowners facing unaffordable mortgage payments can get help from their lenders by writing an effective loan modification hardship letter. It is important to tell your lender about your current financial situation and the reasons you are seeking loan modification. A good loan modification letter should be brief, but make sure to address the 3 important questions your lender wants answered.It is a good idea to follow an outline while you are writing your hardship letter. This will help you organize what you need to say and make sure you don't leave out something your lender will ask about. If you address the following 3 areas, your lender will be more likely to work with you to modify your loan.1. Briefly describe your current financial situation. Has someone lost a job or had their hours reduced? Is your family facing high medical bills? What other financial hardships are you facing? Do your best to explain to the bank why you are seeking loan modification.2. How long have you been facing financial difficulties? Be sure to make the link between your financial situation and any missed or late payments. If you do not yet have late payments, or will soon be in default, let your bank...more
As many homeowners struggle with mortgage payments that are beyond their current means, it is imperative to know the proper way to compose a loan modification hardship letter. Informing your lender of the circumstances surrounding your current...more
Young children are full of dreams of what they will do, be, see when they grow up. As adults most of us have given up the habit of having big dreams. Or if we do, never following through with them. Why do so many people let their dreams die unlived?...more
The Magic of Making Up review that will also help you, not just "blindly promote it"... Does it really help or is it a load of hype? It works really well, but is it right for you?Can you connect with these tips, then maybe it is for you...Tip #1 :...more
Isnt it funny how easy it is to loan other people money; yet how difficult it is to persuade someone to give you money back? But I guess if youre the one who has had to shell out the cash, this isnt so funny at all. Unfortunately, this sort of...more
When a lender looks over your loan modification application, they are looking for specific things. You need to know what they are looking for so you can carefully complete your application and avoid simple errors.It is not hard to find out how to...more
Once youve decided to purchase your first home in the Tulsa area, there is a lot do to: finding your home, pre-qualifying, and financing your loan. With so many options, it can be confusing where you should start, but qualifying for your FHA loan...more