Many Americans are worrying about their credit card debt, especially now that the economy is not producing jobs. The average US family has a $7 thousand dollar balance on their cards, and a $16,000 debt load if we do not count the home loan.In recent times, most of us have seen our interest rates increase too. Higher interest rates cause a couple of problems. It takes longer to pay off debt, and we spend more money servicing the debt we do carry....more
Here are ten tips on how to adjust to a debt free lifestyle. If you follow these tips you will be on your way to living debt free.Tip 1 - No excuses. It's always easy to make excuses for why credit cards are necessary "I like to buy things online." "Carrying cash is cumbersome," etc. However, if you are going to really life debt free, you need to eliminate you excuses and just suck it up.Tip 2 - Know your debt. Some day you will be debt...more
The advent of the internet has given rise to many opportunities for people to make money. Electronic commerce is a late 20th century concept wherein people can literally transact business through the use of computers and the internet. It has allowed small companies to compete with big companies in a market that is not bound by location or by time zones. It has benefitted consumers as well by enabling them to source very specific products at the best price available to them. Small enterprises can peddle their products and have them purchased through the web. Furthermore, these companies can get feedback from their consumers enabling these vendors to further improve their services. This is important as these companies become more competitive by adapting to the needs of their consumers.The stock market industry has even benefitted from them as companies have now enabled their customers to avail of their services by making the information about the market available to them 24/7. By giving the customers the necessary information right at their fingertips, they enable the customers to make their choice of investments. Gone are the days when the customer only relies on the urging of the...more
Despite the fact that higher education is important, there are often a number of obstacles that can hinder potential students from enrolling in college. At the top of this list, especially for single mothers, are family obligations and financial concerns. In an attempt to ease some of the concerns associated with going to college, Obama grants...more
Having to take care of their families on their own, single, working mothers have perhaps the toughest job of all. A goal or a wish for many moms that has to be put on hold because of family responsibilities, is higher education. With his new administration, however, President Obama is encouraging moms to make their education a priority. Obama...more
When someone wants to purchase a home he must first of all apply for a mortgage.Unless a person has an extremely healthy bank balance or daddy has a lot of money almost everyone needs a mortgage to purchase his home.This applies whether the prospective property buyer is a first time buyer wanting to get his or her foot on the first rung of the property ladder or whether it is a homeowner who already owns a property but wants to purchase another home.A Englishman's castle is his home is a true saying and UK citizens really do want the best home that they can afford.More accurately they want a mortgage commensurate with their earings that can buy them the best and biggest home that this amount of mortgage can in fact purchase.This applies both to first time buyers and to home movers.Normally one's first home is not the home of his or her dreams, and a first house is really a stepping stone to a better property later on when income improves.When people can afford to move to a better home they normally do when they earn enough to obtain a large enough mortgage. They are confident that not only are they moving to a more expensive property but they are investing money at the same...more
Developing a good automated trading system is the ultimate dream of any trader or for that matter any systems developers. This is exactly what has happened in the last few years. The development of the MetaTrader MT 4 platform for forex trading also...more
Like millions of other people who feel their wallets squeezed and budgets pinched in this tight economy, are you looking for ways to save money? Do you need to stretch your budget out just a little bit more to make ends meet? Do you feel like...more
Interest rate changes are always keenly watched by the market analysts. Interest rate change by any Central Bank can have implications for many currency pairs. Especially in case of US, when FED decides to increase or decrease the interest rate, it...more
Although diligence is admirable, we have to have the proper balance in our lives. We must avoid overworking. When God created the world, He worked for six days. On the seventh day, He rested.We are told to restIn that same respect, God gave...more
Are you a day trader? Have you ever day traded futures contracts like Dow Futures or the S&P Futures? If not, have you ever thought about trading Dow Futures? Dow Futures are futures contracts based on the world famous Dow Index. Dow Index is the...more
Everybody in the world wants to have some kind of financial security so they can live the life they want to. If you learn to utilize these success secrets, you will have a chance to attain financial stability with a solid self-help program. All that...more