Saving money may be challenging for you for a variety of reasons. Why do you think that it is more important than ever before to save money?Take a look around you folks. It's no secret that the US economy as well as other global economies have been a state of unpredictability for a year or more. The 4th quarter stock market crash of 2008 is more than evidence of that. Not to mention the fact that the auto and finance industries have been in...more
Anybody who begins forex currency exchange trading hopes to make money. That is why we do it. But the unfortunate fact is that the majority of new traders and some experienced traders see their FX trading funds dwindle and vanish. Why? Because forex trading is risky, and they did not observe the three golden rules of forex currency exchange trading, which are:Rule 1: Lower Your RiskA lot of the advice that you see online will tell you to keep...more
Many Americans are worrying about their credit card debt, especially now that the economy is not producing jobs. The average US family has a $7 thousand dollar balance on their cards, and a $16,000 debt load if we do not count the home loan.In recent times, most of us have seen our interest rates increase too. Higher interest rates cause a couple of problems. It takes longer to pay off debt, and we spend more money servicing the debt we do carry. You understand that higher interest rates mean that more of your payment goes to the actual debt while more pays the interest.I can explain some dramatic examples with a fairly low credit card balance too. Take a $1,000 balance on a credit card where the borrower pays $100 a month.For a twenty-three percent interest rate, it takes a years worth of those hundred buck payments. In the end, they have paid off the debt plus another $123 in interest. Imagine running up $1,000 in debt for travel, a dental emergency, or car repairs, and not being able to pay if off for a year!But if a borrower can find a 0% credit card balance transfer offer, they can do much better. Many offers start off with a zero percent rate for 6 months, and then they reset...more
Here are ten tips on how to adjust to a debt free lifestyle. If you follow these tips you will be on your way to living debt free.Tip 1 - No excuses. It's always easy to make excuses for why credit cards are necessary "I like to buy things online." "Carrying cash is cumbersome," etc. However, if you are going to really life debt free, you need...more
Despite the fact that higher education is important, there are often a number of obstacles that can hinder potential students from enrolling in college. At the top of this list, especially for single mothers, are family obligations and financial concerns. In an attempt to ease some of the concerns associated with going to college, Obama grants...more
Having to take care of their families on their own, single, working mothers have perhaps the toughest job of all. A goal or a wish for many moms that has to be put on hold because of family responsibilities, is higher education. With his new administration, however, President Obama is encouraging moms to make their education a priority. Obama scholarships are offering working mothers a great chance to improve their futures. While encouraging people of all ages to seek higher education, Obama is particularly targeting working moms with his Scholarships for Moms program. The Scholarships for Moms program builds on the federal government's long-standing offer of Pell grants. The most commonly applied for forms of aid for students going to college are Pell grants, applied for through the Free Application for Federal Student Aid, or FAFSA. To encourage more mothers to return to school, the Obama administration is now making some changes. For the Scholarships for Moms program, the biggest incentive is in the amount of money that is being offered. $4000 per student is the maximum amount awarded through Pell grants, but that amount is increased to $5,000 for mothers who apply...more
When someone wants to purchase a home he must first of all apply for a mortgage.Unless a person has an extremely healthy bank balance or daddy has a lot of money almost everyone needs a mortgage to purchase his home.This applies whether the...more
Developing a good automated trading system is the ultimate dream of any trader or for that matter any systems developers. This is exactly what has happened in the last few years. The development of the MetaTrader MT 4 platform for forex trading also...more
Like millions of other people who feel their wallets squeezed and budgets pinched in this tight economy, are you looking for ways to save money? Do you need to stretch your budget out just a little bit more to make ends meet? Do you feel like...more
Interest rate changes are always keenly watched by the market analysts. Interest rate change by any Central Bank can have implications for many currency pairs. Especially in case of US, when FED decides to increase or decrease the interest rate, it...more
Although diligence is admirable, we have to have the proper balance in our lives. We must avoid overworking. When God created the world, He worked for six days. On the seventh day, He rested.We are told to restIn that same respect, God gave...more
Are you a day trader? Have you ever day traded futures contracts like Dow Futures or the S&P Futures? If not, have you ever thought about trading Dow Futures? Dow Futures are futures contracts based on the world famous Dow Index. Dow Index is the...more