According to recent statistics, the majority of Americans are still struggling financially regardless of their income level. The current personal debt-to-income ratio in the U.S. continues to hold at 110 percent, meaning most Americans are still spending more money than they are making. While this ratio has decreased significantly since the start of the Great Recession in 2008, it means most people are barely scraping by or just breaking...more
Everything needs to be planned for getting the maximum benefit from that object and so do financial matters. Money and planning are in fact two vey essential components of our lives and one cannot do without them. For effective management of fiscal matters planning is very important. It is mostly seen that people mostly dedicate all their attention towards increasing their income and earning money but does not pay any heed to its management. But...more
The answer to the question posed in the title: the regulatory authorities such as the SEC and FINRA. If you are in the financial services industry, utilizing social media isnt just an option. Its a necessity. Its an opportunity to communicate with hundreds of clients, and thousands, if not millions of potential customers, in seconds. Financial social media hasnt been prevalent in the past, with interactions between clients typically limited to pre-approved messages and the like.Face it, things have changed since the rules were first written. Todays client is mobile and has a myriad of devices at this disposal to remain in touch. In this era of texting, tweeting and Facebook status updates, financial social media is now considered the number one Internet activity and will only increase as the ease of use and penetration of mobile web usage grows. Financial social media can take advantage through branded profiles, conversation activity on Twitter and even posting financial services social media videos on a dedicated channel on YouTube. Financial social media and video are great ways to differentiate your brand and promote your client results, commercials or coverage of an associated...more
Financial planning is the need of the hour. In todays times, its not really wise to be entirely dependent on a business or job for future because the minute market falls and the stock market crashes, an entire nations economic scenario can change tremendously and leave you devastated. What is needed in order to stay strong even in times of crisis...more
loans no credit check, there is no requirement for the borrower to keep his assets for instance his debit card or stock papers in the form of a guarantee. Due to this, the interest rate becomes slightly high but the sum here becomes free from any kind of a risk.The amount that gets into the hands of the borrower is completely based on his income...more
Many individuals have showed interest to apply for San Diego refinance mortgage as it allows them to get great flexibility while taking any financial decision.With such a mortgage plan, you can pay back all your pending debts with a fresh loan. If you are worried with your poor monetary condition and want to come out from that with the help of mortgage loan, this will be really great to go for refinance mortgage.While traditional loans are available with high interest rate, this might be difficult for you to pay the existing debt on time. This problem can be easily resolved through applying for refinance mortgage loan.Applying for a mortgage loan from a good financial lender is probably the best way to resolve all financial issues. If you are passing through deep monetary problems, you should think to apply for a good loan. However, sometimes it may get difficult for you as well. This situation arises when your eligibility conditions don't match with the conditions prescribed by the monetary institute.When you don't have a good credit score, this may get bit difficult for you to get the loan. In that case, you should apply for San Diego refinance mortgage. That may help you to come...more
The automobile market is looking up with new cars being introduced and consumers being wooed with many attractive offers. This is a good time to go in for that new car you always wanted to have. The prices are much lower than what they were a year...more
As per the standard definition, the Home Affordable Refinance is a federal program of the US, which is chalked out by the Federal Housing Finance Agency in the year 2009. It was meant to support the underwater homeowners to refinance their mortgages....more
IFA systems are specially designed programs to deal with finance related issues more effectively. It is proven to have great value for personnel struggling with day-to-day business matters. This financial advisor software seems to be just perfect for...more
Face it... decisions involving money are critical. Shopping for loans, credit cards, financial planners, investments and so on involve much in the way of pondering and research. So why isnt financial social taken off? Why arent more institutions...more
Emergencies can strike at any time in your life. You require finances to deal with them. Lack of adequate funds would make you helpless in dealing with all such problems. While some emergencies can wait for a day or two and others need to be tended...more
Todays lifestyle is totally changed from the past within few decades with the upcoming of internet era. One can easily access to avail for loan with the help of few clicks of mouse from your fingertips. So, any individual does not require for...more