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Dont cling to fame. Youre just borrowing it. Its like money. Youre going to die, and somebody else is going to get it. - Sonny BonoOne day we will all pass on and leave our earthly possessions behind. Whether the transition of our assets is smooth or chaotic will depend on what plans we have put in place for them while were alive.Although we may not like to think about it, estate planning is an important part of managing our finances. It involves making provisions to administer and transfer our money and property when we have died, so that our wealth is preserved and passed on according to our wishes.Denise Henry James, noted legal expert, recently gave an insightful presentation on estate planning at a money management seminar hosted by First Global Bank. She first delivered the bad news about the costs that can be levied against our estates when we die, then looked at steps we can take to mitigate some of these expenses through proper estate planning.As we outlined in last weeks column, estates are subject to four types of charges:1. Transfer tax on the net market value of real estate, shares, and debentures;2. Stamp duty on the net market value of all assets in the estate;3....more
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I don't think that online shopping will stop people's impulsive buying. After all, it will leave enough time to consider the last decision to buy or not. I always adopt a good habit that to take all the items I like in the wish list, I will consider...more
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I love Mafia Wars. Don't ask me why. It's a silly, very basic interfaced game that really only draws so much attention because people want to see how their friends are doing. But, for millions every day, it is an entertaining diversion that allows...more
[removed]// // ]]>[removed]How to Clean a Rice Cooker By: lexorleslie About the Author Benni Jenyfari is a freelance writer who provides informative and detailed articles and reviews for a number of websites including Unique...more
It doesn't feel very good with no money. It doesn't feel good with owning money but struggling to earn them. What about making from 1000$ to 3500$ a day? Six Figure Yearly is the solution. This is not like other "get-rich-quick" schemes. It is a safe...more