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Furthermore, the compensation plan used by financial professionals will also vary. Some may charge you an hourly rate for their services, while others may charge you a percentage of the value of your account.A personal Financial Advisor that charges an hourly rate may be a good idea if your needs are basic and you're willing to implement the advice on your own. So if you're just looking for more information on how you can save for your...more
Knowing the workings of financial statements is important if you want to be successful in business. We have created a very quick, yet comprehensive guide to some of the most important reporting statements you would need in your trek to business success.What follows are the three financial statements considered to be the most important for young or up-and-coming entrepreneurs, according to most experts in the field of Financial Accounting - Reporting:The Statement of Financial Position or the Balance SheetThe Profit & Loss Statement - in other words, an Income Statement.The Statement of Cash Flow.By viewing a business' Balance Sheet, you are given access to its assets, liabilities and equities thereof. This gives you a slice of business life at any given time of a business' lifespan - an indicator of its pecuniary health. That is why when you see one, it says something like, The Statement Of Financial Position as at dd/mm/yyyy. The Balance Sheet differs from the Profit and Loss Statement - the former is a slice of financial life and a financial health check of sorts for a certain time frame, while the latter is more of a listing of income and expenses during that time. You will know...more
If you have any cash crisis before the next payday then it is better for you to avail advance till payday. This loan is especially designed for salaried persons who need instant funds before they got their monthly salary. Nowadays, this loan becomes very popular in the financial market of US due to flexibility of availing loan without any hassle....more
Investing in the market today can help you reach your future aspirations, such as saving for retirement, education or world travel. Whether you already know a lot about the market or you want someone to help you make sense of investing, SPP Wealth and Financial Planners can help.Management of accountsTake care of today's needs and fund investments...more
The time to buy new cars is now as you may not always get the dual benefit of competitive new car prices along with new car finance options as they exist now for many years to come.Car sales are going up and this is good news for auto makers. This rise in sales has been seen for the first time since the Cash for Clunkers plan that was launched in 2009. That was when many car owners exchanged their old vehicles to get new ones and sales went up dramatically.What followed was a period of dull sales and it is only this year that brands like Nissan, Chrysler, Ford are smiling again. They are even willing to offer 0% interest schemes on new car finance schemes. Those looking to go for a leasing arrangement are finding good deals there too with Acura as well as Cadillac having deals that do not insist on any down payment. You can thus drive away the car of your choice and they will even pay for the maintenance.The recommendation for new car buyers today is still to look around before taking the decision. Even if you have a good credit score and you know you are being offered a very good deal, you can still bargain hard and get more out of the dealer. After all, even a half percent...more
Small business owners have a great number of tax filing responsibilities that has to be filled, from filling in various documents to keeping thorough records on everything. At times, the full routine can be be extremely overwhelming. It's easy to...more
Need extra money to pay those long-pending credit card dues? Running short of cash for the new house you are planning to buy? The best option for such last-minute financial crunches or emergencies at home is a personal loan.Personal loan is the...more
Mobile applications are catering to operational & management needs of nearly every industry. Be it healthcare, education, marketing, or field services, mobile apps have heavy demand in all the areas. Finance vertical is no longer untouched by the...more
Getting your family's financial picture under control can have life changing effects. It can help to alleviate stress, make daily living more fun, and provide long term security, too. Taking the steps to get your finances under control can be a...more
The field of management is huge and wide. The various and diverse field of the management has led to its widespread demand and useful. Those who are looking forward to making their career in the same field pursue management accounting. It is a new...more
Financial management involves lots of planning and preparation. However, there are times when plans fail. Most of the people start to panic, if they face financial emergency. Arranging money is not a concern; however, arranging fast cash can be...more