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LIC Housing Finance, the housing finance arm of the insurance giant LIC, today said it will raise Rs 20,000 crore during the current fiscal to fund its business growth."Last year we had raised Rs 17,000 crore. This year we plan to mop up Rs 20,000 crore from the domestic market," its chief executive RR Nair said here today. The money would be raised through various instruments like non-convertible debentures, commercial papers, etc he said.During the first quarter, the company aims to garner Rs 6,000 crore from the market, Nair said, adding the company has headroom of Rs 600 core under tier II.Speaking about the business, Nair said, the company had disbursed loan worth Rs 15,000 crore last fiscal, registering a growth of 70 per cent. "This year we are expecting loan disbursal to be around Rs 20,000 crore," he said.Capital adequacy ratio of the company stood at 15 per cent with net bad loan of 0.12 per cent and the gross non-performing assets of 0.69 per cent at the end of 2009-10, Nair said, adding with a CAR of 15 per cent it can grow the assets by a whopping 40 per cent for the next two years.On the business diversification, Nair said, "we are awaiting guidelines from RBI for...more
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The Post-Recession Consumer in the U.SAs consumer confidence and economic optimism slowly returned in the first half of 2010, marketers and market researchers differed sharply over whether the price-conscious consumer who dominated the marketplace during the Great Recession would prove to be a temporary aberration or a permanent fixture in the...more
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Most small and medium-sized enterprises (SMEs) use a customer relationship management (CRM) application to view contacts and sales opportunities. Why not leverage Microsoft Office? The fact is that these SMEs spend a lot of money on the development...more
No matter what the economic climate is around you, making money from home can really be attained with relative ease. Just like anything else in life, if you want to be successful with an online business, it is going to take commitment and follow...more
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Sports in AtlantaSports buffs will feel right at home in Atlanta. Six pro teams play in Atlanta, including the NFL's Atlanta Falcons, who play in the Georgia Dome; MLB's Atlanta Braves, who play at Turner Field; NBA's Atlanta Hawks, WNBA's Atlanta...more
When people think of budgeting they act quite strange as if the word meant something to avoid like the plague. The ironic thing is if people learned how to budget properly many would find themselves better off financially rather than drowning in debt...more
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